Debt collection
Fay Servicing debt collection complaints
Consumers have filed 173 complaints about Fay Servicing's debt collection, 12 in the last 12 months (-50%). Fay Servicing answered 100% on time and closed 0% with relief. See the whole Fay Servicing record.
Fay Servicing against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Fay Servicing | 12 | 100% | 0% |
Latest Fay Servicing debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 6, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 24, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 13, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 14, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 13, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 7, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Apr 21, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 13, 2021 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Dec 2, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 27, 2020 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 2, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 6, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 28, 2020 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Jul 16, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 1, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Apr 11, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 2, 2020 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Feb 27, 2020 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 19, 2019 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Oct 17, 2019 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Oct 1, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 18, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 18, 2019 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 12, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 25, 2019 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jun 24, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 16, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 11, 2019 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Nov 23, 2018 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Oct 23, 2018 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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