Mortgage company · complaint record
Federal First Lending complaints
Filed under Federal First Lending LLC
Consumers have filed 6 complaints about Federal First Lending since 2025, 6 of them in the last 12 months. It answered 66.7% on time and closed 0% with relief for the customer. The most common problem is applying for a mortgage or refinancing an existing mortgage.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 6
- Last 12 months
- 6
- Answered on time
- 66.7%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #175 of 595
Since November 2025
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Oct 11, 2026
Most complained-about mortgage lenders & servicers
Federal First Lending complaints by month
The busiest month was November 2025 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Federal First Lending answered all time
- Closed with explanation6100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Federal First Lending complaints are about
Top Federal First Lending problems
Inside "Applying for a mortgage or refinancing an existing mortgage"
- Confusing or misleading advertising or marketing 2
- Delays in the application process 2
- Trying to communicate with the company to fix an issue with the application process 1
Where Federal First Lending complaints come from
Most complaints: Maryland (2), Washington (2), California (1), Georgia (1).
Federal First Lending compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Federal First LendingMortgages | - | 6 | - |
Compare side by side: Federal First Lending vs Midwest Loan Services · Federal First Lending vs Truhome Solutions · Federal First Lending vs NEXA Mortgage · Federal First Lending vs Hilltop
What people say about Federal First Lending
All experiencesNo experiences with Federal First Lending yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Federal First Lending complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 11, 2026 | Mortgages | Applying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketing | Explained |
| Sep 21, 2026 | Mortgages | Applying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application process | Explained |
| Aug 13, 2026 | Mortgages | Applying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketing | Explained |
| Jul 6, 2026 | Mortgages | Applying for a mortgage or refinancing an existing mortgageDelays in the application process | Explained |
| Jun 9, 2026 | Mortgages | Applying for a mortgage or refinancing an existing mortgageDelays in the application process | Explained |
| Nov 18, 2025 | Payday & personal loans | Can't contact lender or servicer | Explained |
Questions about Federal First Lending
How many complaints does Federal First Lending have?
Federal First Lending has 6 complaints on record since November 2025, including 6 in the last 12 months and 0 in the last 30 days. That makes it number 1,757 of every company by complaints this year.
Does Federal First Lending respond to complaints?
Yes. Federal First Lending answered 66.7% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Federal First Lending?
The most common problems are applying for a mortgage or refinancing an existing mortgage (5), can't contact lender or servicer (1).
Is Federal First Lending legit?
Federal First Lending is a real company with a public complaint record: consumers have complained about it 6 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Federal First Lending legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Federal First Lending?
Complain to Federal First Lending in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Federal First Lending complaints come from?
Most come from Maryland (2), Washington (2), California (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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