Credit bureau · complaint record
First Atlantic Auto Credit complaints
Filed under First Atlantic Auto Credit LLC
Consumers have filed 11 complaints about First Atlantic Auto Credit since 2022, 6 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 11
- Last 12 months
- 6
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #239 of 566
Since June 2022
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jul 30, 2026
Most complained-about credit bureaus & report companies
First Atlantic Auto Credit complaints by month
The busiest month was June 2022 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How First Atlantic Auto Credit answered all time
- Closed with explanation218.2%
- Untimely response981.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What First Atlantic Auto Credit complaints are about
Top First Atlantic Auto Credit problems
Inside "Incorrect information on your report"
- Information belongs to someone else 4
- Account status incorrect 1
Where First Atlantic Auto Credit complaints come from
Most complaints: New Jersey (4), Florida (2), New York (1), Michigan (1), Pennsylvania (1).
First Atlantic Auto Credit compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | First Atlantic Auto CreditCredit reporting | - | 6 | - |
Compare side by side: First Atlantic Auto Credit vs Apple Financing · First Atlantic Auto Credit vs Nav Technologies · First Atlantic Auto Credit vs Opportunity Fund · First Atlantic Auto Credit vs Heritage Financial Group
What people say about First Atlantic Auto Credit
All experiencesNo experiences with First Atlantic Auto Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest First Atlantic Auto Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 30, 2026 | Auto loans & leases | RepossessionNotice to repossess | No timely reply |
| Jun 11, 2026 | Auto loans & leases | RepossessionCompany explaining amount owed | No timely reply |
| Apr 23, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Mar 12, 2026 | Credit cards | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Jan 22, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Dec 16, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Nov 13, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jun 18, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Mar 4, 2025 | Auto loans & leases | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Nov 9, 2023 | Payday & personal loans | Can't contact lender or servicer | Explained |
| Jun 15, 2022 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
Questions about First Atlantic Auto Credit
How many complaints does First Atlantic Auto Credit have?
First Atlantic Auto Credit has 11 complaints on record since June 2022, including 6 in the last 12 months and 0 in the last 30 days. That makes it number 1,757 of every company by complaints this year.
Does First Atlantic Auto Credit respond to complaints?
Yes. First Atlantic Auto Credit answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with First Atlantic Auto Credit?
The most common problems are incorrect information on your report (5), repossession (2), can't contact lender or servicer (1).
Is First Atlantic Auto Credit legit?
First Atlantic Auto Credit is a real company with a public complaint record: consumers have complained about it 11 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is First Atlantic Auto Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against First Atlantic Auto Credit?
Complain to First Atlantic Auto Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most First Atlantic Auto Credit complaints come from?
Most come from New Jersey (4), Florida (2), New York (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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