Credit bureau · complaint record
First Metropolitan Financial Services complaints
Filed under FIRST METROPOLITAN FINANCIAL SERVICES, INC.
Consumers have filed 12 complaints about First Metropolitan Financial Services since 2021, 2 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 12
- Last 12 months
- 2
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #342 of 566
Since April 2021
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Sep 15, 2026
Most complained-about credit bureaus & report companies
First Metropolitan Financial Services complaints by month
The busiest month was March 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How First Metropolitan Financial Services answered all time
- Closed with monetary relief18.3%
- Closed with explanation1191.7%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What First Metropolitan Financial Services complaints are about
Top First Metropolitan Financial Services problems
Inside "Improper use of your report"
- Reporting company used your report improperly 3
First Metropolitan Financial Services compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | First Metropolitan Financial ServicesCredit reporting | - | 2 | - |
Compare side by side: First Metropolitan Financial Services vs Apple Financing · First Metropolitan Financial Services vs Nav Technologies · First Metropolitan Financial Services vs Opportunity Fund · First Metropolitan Financial Services vs Heritage Financial Group
What people say about First Metropolitan Financial Services
All experiencesNo experiences with First Metropolitan Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest First Metropolitan Financial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 15, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 10, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 23, 2025 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Sep 15, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 4, 2025 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Mar 5, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 5, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Aug 27, 2024 | Payday & personal loans | Problem when making payments | Money back |
| Jul 5, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 30, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 4, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 27, 2021 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
Questions about First Metropolitan Financial Services
How many complaints does First Metropolitan Financial Services have?
First Metropolitan Financial Services has 12 complaints on record since April 2021, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does First Metropolitan Financial Services respond to complaints?
Yes. First Metropolitan Financial Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with First Metropolitan Financial Services?
The most common problems are improper use of your report (3), communication tactics (2), charged fees or interest you didn't expect (2).
Is First Metropolitan Financial Services legit?
First Metropolitan Financial Services is a real company with a public complaint record: consumers have complained about it 12 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is First Metropolitan Financial Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against First Metropolitan Financial Services?
Complain to First Metropolitan Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most First Metropolitan Financial Services complaints come from?
Most come from Mississippi (8), Tennessee (2), Florida (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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