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Debt collector · complaint record

Gallatin Valley Financial complaints

Consumers have filed 9 complaints about Gallatin Valley Financial since 2017, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is written notification about debt.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
9

Since February 2017

Last 12 months
1

new vs the year before

Answered on time
0%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Feb 25, 2026

Rank
#1,510 of 1,963

Most complained-about debt collectors

Gallatin Valley Financial complaints by month

The busiest month was February 2017 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Gallatin Valley Financial answered all time

  • Closed with explanation666.7%
  • Untimely response333.3%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Gallatin Valley Financial complaints are about

  • Debt collection444%
  • Credit reporting444%
  • Bank accounts111%

Top Gallatin Valley Financial problems

Inside "Problem with a credit reporting company's investigation into an existing problem"

  • Their investigation did not fix an error on your report 1
  • Was not notified of investigation status or results 1

Where Gallatin Valley Financial complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Montana (6), Texas (1), Utah (1), California (1).

Gallatin Valley Financial compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Gallatin Valley FinancialDebt collection-1new0%0%-

Compare side by side: Gallatin Valley Financial vs Green Square · Gallatin Valley Financial vs EMoneyUSA · Gallatin Valley Financial vs Mullooly Jeffrey Rooney & Flynn · Gallatin Valley Financial vs Credit World Services

What people say about Gallatin Valley Financial

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Latest Gallatin Valley Financial complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Feb 25, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMTNo timely replyNo
Aug 12, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXNo timely replyNo
Jul 7, 2025Bank accountsProblem with a lender or other company charging your accountTransaction was not authorizedMTNo timely replyNo
Jan 17, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportMTExplainedYes
May 13, 2020Debt collectionThreatened to contact someone or share information improperlyContacted your employerCAExplainedYes
Sep 17, 2019Credit reportingProblem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or resultsUTExplainedYes
Mar 2, 2019Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingMTExplainedNo
May 22, 2018Credit reportingIncorrect information on your reportAccount information incorrectMTExplainedNo
Feb 12, 2017Credit reportingImproper use of my credit reportReport improperly shared by CRCMTExplainedYes

Questions about Gallatin Valley Financial

How many complaints does Gallatin Valley Financial have?

Gallatin Valley Financial has 9 complaints on record since February 2017, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does Gallatin Valley Financial respond to complaints?

Yes. Gallatin Valley Financial answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Gallatin Valley Financial?
Is Gallatin Valley Financial legit?

Gallatin Valley Financial is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Gallatin Valley Financial legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Gallatin Valley Financial?

Complain to Gallatin Valley Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Gallatin Valley Financial complaints come from?

Most come from Montana (6), Texas (1), Utah (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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