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HSBC credit cards complaints

Consumers have filed 1,737 complaints about HSBC's credit cards, 89 in the last 12 months (+25%). HSBC answered 100% on time and closed 4% with relief. See the whole HSBC record.

HSBC against other credit card companies

#Company12 monthsChangeOn timeReliefAll time
1Capital One14,231+52%99.9%22%71,421
2Citibank12,511+54%99.9%42%69,867
3Synchrony9,417+55%95.9%20%46,487
4JPMorgan Chase7,363+30%100%21%48,168
5Bank of America6,335+62%99.3%39%37,295
6American Express5,838+29%98.7%23%33,782
7Wells Fargo3,702+44%99.9%27%19,609
8Bread Financial (Comenity)3,690+29%100%47%21,535
9Goldman Sachs Bank (Apple Card, Marcus)3,156+36%100%27%10,467
10Barclays US2,871+36%100%7%18,152
11U.S. Bank2,011+50%100%33%11,339
12TransUnion1,897-74%100%57%19,687
13HSBC89+25%100%4%1,737

Every card issuer ranked

Latest HSBC credit cards complaints

ReceivedAboutIssueStateAnswerOn time
Mar 18, 2026Credit cardsOther features, terms, or problemsOther problemNJMoney backYes
Mar 16, 2026Credit cardsClosing your accountCompany closed your accountNJExplainedYes
Mar 14, 2026Credit cardsOther features, terms, or problemsProblem with rewards from credit cardCAExplainedYes
Feb 27, 2026Credit cardsOther features, terms, or problemsOther problemNEExplainedYes
Feb 27, 2026Credit cardsFees or interestProblem with feesNYExplainedYes
Feb 23, 2026Credit cardsOther features, terms, or problemsProblem with balance transferNYExplainedYes
Feb 20, 2026Credit cardsOther features, terms, or problemsOther problemSCExplainedYes
Feb 10, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statement-ExplainedYes
Feb 7, 2026Credit cardsFees or interestProblem with feesWAExplainedYes
Feb 6, 2026Credit cardsClosing your accountCompany closed your accountVAExplainedYes
Feb 4, 2026Credit cardsClosing your accountCompany closed your accountILExplainedYes
Feb 2, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementCAExplainedYes
Jan 29, 2026Credit cardsOther features, terms, or problemsProblem with rewards from credit cardCAExplainedYes
Jan 28, 2026Credit cardsFees or interestProblem with feesWAExplainedYes
Jan 27, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementNJExplainedYes
Jan 25, 2026Credit cardsOther features, terms, or problemsProblem with rewards from credit cardCAExplainedYes
Jan 19, 2026Credit cardsCredit monitoring or identity theft protection servicesBilling dispute for servicesMIExplainedYes
Jan 19, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementNYExplainedYes
Jan 14, 2026Credit cardsOther features, terms, or problemsOther problemMDExplainedYes
Jan 10, 2026Credit cardsIncorrect information on your reportAccount information incorrectTXExplainedYes
Jan 9, 2026Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardCAExplainedYes
Jan 3, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementFLExplainedYes
Dec 30, 2025Credit cardsOther features, terms, or problemsOther problemCAExplainedYes
Dec 28, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementCAExplainedYes
Dec 25, 2025Credit cardsOther features, terms, or problemsProblem with rewards from credit cardCAMoney backYes
Dec 18, 2025Credit cardsGetting a credit cardCard opened without my consent or knowledgePAExplainedYes
Dec 10, 2025Credit cardsOther features, terms, or problemsPrivacy issuesCAExplainedYes
Dec 9, 2025Credit cardsOther features, terms, or problemsProblem with rewards from credit cardNYExplainedYes
Nov 17, 2025Credit cardsOther features, terms, or problemsCredit card company forcing arbitrationMIExplainedYes
Nov 13, 2025Credit cardsIncorrect information on your reportAccount information incorrectCAExplainedYes

Your rights with credit card companies

Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.

Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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