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Debt collector · complaint record

JNR Adjustment complaints

Consumers have filed 104 complaints about JNR Adjustment since 2013, 1 of them in the last 12 months (-93% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
104

Since November 2013

Last 12 months
1

-93% vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Aug 31, 2026

Rank
#1,510 of 1,963

Most complained-about debt collectors

JNR Adjustment complaints by month

The busiest month was February 2016 (5 complaints). Complaints in the last 12 months are down 93% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How JNR Adjustment answered all time

  • Closed with explanation10298.1%
  • Closed21.9%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What JNR Adjustment complaints are about

  • Debt collection9793%
  • Student loans44%
  • Payday & personal loans11.0%
  • Credit cards11.0%
  • Credit reporting11.0%

Top JNR Adjustment problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 25
  • Debt was paid 11
  • Debt was result of identity theft 4
  • Debt was already discharged in bankruptcy and is no longer owed 1

Where JNR Adjustment complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (29), Texas (12), Florida (8), New York (7), Ohio (6).

JNR Adjustment compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8JNR AdjustmentDebt collection-1-93%100%0%-

Compare side by side: JNR Adjustment vs Green Square · JNR Adjustment vs EMoneyUSA · JNR Adjustment vs Mullooly Jeffrey Rooney & Flynn · JNR Adjustment vs Credit World Services

What people say about JNR Adjustment

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Latest JNR Adjustment complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Aug 31, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursWAExplainedYes
Nov 14, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtMNExplainedYes
Nov 4, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMDExplainedYes
Sep 22, 2025Debt collectionAttempts to collect debt not owedDebt was paidMOExplainedYes
Sep 16, 2025Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtFLExplainedYes
Sep 9, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Sep 6, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Aug 7, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursCAExplainedYes
Jun 30, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursWIExplainedYes
Jun 16, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Apr 8, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Feb 11, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursMNExplainedYes

Questions about JNR Adjustment

How many complaints does JNR Adjustment have?

JNR Adjustment has 104 complaints on record since November 2013, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.

Does JNR Adjustment respond to complaints?

Yes. JNR Adjustment answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with JNR Adjustment?
Is JNR Adjustment legit?

JNR Adjustment is a real company with a public complaint record: consumers have complained about it 104 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is JNR Adjustment legit? for the signals, red flags and how to protect yourself.

Are complaints about JNR Adjustment going up or down?

Down. There were 1 complaints in the last 12 months against 14 in the 12 before (-93%). See every month.

How do I file a complaint against JNR Adjustment?

Complain to JNR Adjustment in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most JNR Adjustment complaints come from?

Most come from California (29), Texas (12), Florida (8). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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