Lender · complaint record
Legacy Funding complaints
Filed under Legacy Funding Corporation
Consumers have filed 9 complaints about Legacy Funding since 2017, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is issues with repayment.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 9
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #207 of 272
Since January 2017
new vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Apr 16, 2026
Most complained-about personal & payday lenders
Legacy Funding complaints by month
The busiest month was January 2017 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Legacy Funding answered all time
- Closed with explanation777.8%
- Untimely response222.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Legacy Funding complaints are about
Top Legacy Funding problems
Inside "Incorrect information on your report"
- Old information reappears or never goes away 2
- Account information incorrect 1
Where Legacy Funding complaints come from
Most complaints: Pennsylvania (5), Texas (1), Florida (1), Georgia (1), New Jersey (1).
Legacy Funding compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | SoLo FundsPayday & personal loans | 27 | 29 | F |
| 2 | AAA Auto Title LoansPayday & personal loans | 77 | 29 | B |
| 3 | PowerpayPayday & personal loans | 55 | 26 | C |
| 4 | AmeriCashPayday & personal loans | 10 | 26 | F |
| 5 | DLC, LLCPayday & personal loans | 63 | 26 | C |
| 6 | Boost Your ScorePayday & personal loans | 45 | 25 | D |
| 7 | Special FinancingPayday & personal loans | 60 | 25 | C |
| 8 | Legacy FundingPayday & personal loans | - | 1 | - |
Compare side by side: Legacy Funding vs SoLo Funds · Legacy Funding vs AAA Auto Title Loans · Legacy Funding vs Powerpay · Legacy Funding vs AmeriCash
What people say about Legacy Funding
All experiencesNo experiences with Legacy Funding yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Legacy Funding complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 16, 2026 | Payday & personal loans | Issues with repayment | No timely reply |
| Mar 30, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Nov 29, 2020 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| May 26, 2020 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 10, 2020 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Oct 8, 2019 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Sep 16, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 4, 2017 | Credit reporting | Incorrect information on credit reportAccount terms | Explained |
| Jan 3, 2017 | Auto loans & leases | Problems when you are unable to pay | Explained |
Questions about Legacy Funding
How many complaints does Legacy Funding have?
Legacy Funding has 9 complaints on record since January 2017, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Legacy Funding respond to complaints?
Yes. Legacy Funding answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Legacy Funding?
The most common problems are issues with repayment (1), incorrect information on your report (3), improper use of your report (1).
Is Legacy Funding legit?
Legacy Funding is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Legacy Funding legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Legacy Funding?
Complain to Legacy Funding in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Legacy Funding complaints come from?
Most come from Pennsylvania (5), Texas (1), Florida (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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