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Auto loans & leases

Lincoln Financial Services auto loans & leases complaints

Consumers have filed 11 complaints about Lincoln Financial Services's auto loans & leases, 1 in the last 12 months. Lincoln Financial Services answered 0% on time and closed - with relief. See the whole Lincoln Financial Services record.

Lincoln Financial Services against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13Lincoln Financial Services1new0%-11

Every auto lender ranked

Latest Lincoln Financial Services auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Apr 27, 2026Auto loans & leasesRepossessionCompany explaining amount owedNYNo timely replyNo
Nov 5, 2025Auto loans & leasesGetting a loan or leaseCredit denialNMNo timely replyNo
Jul 31, 2025Auto loans & leasesManaging the loan or leaseBilling problemTXNo timely replyNo
Apr 28, 2025Auto loans & leasesManaging the loan or leaseBilling problemFLNo timely replyNo
Dec 23, 2024Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offCANo timely replyNo
May 5, 2022Auto loans & leasesManaging the loan or leaseProblem with the interest rateCAExplainedYes
Dec 19, 2018Auto loans & leasesStruggling to pay your loanLoan balance remaining after the vehicle is repossessed and soldCAExplainedYes
Nov 6, 2018Auto loans & leasesStruggling to pay your loanLender trying to repossess or disable the vehicleCAExplainedYes
Apr 25, 2017Auto loans & leasesCredit monitoring or identity theft protection servicesProblem with product or service terms changingCAExplainedNo
Mar 26, 2017Auto loans & leasesShopping for a loan or leaseCAExplainedYes
Mar 2, 2016Auto loans & leasesProblems when you are unable to payCAExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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