Bank · complaint record
Lincoln Financial Services complaints
Consumers have filed 49 complaints about Lincoln Financial Services since 2016, 17 of them in the last 12 months (-23% on the year before). It answered 0% on time and closed 0% with relief for the customer. The most common problem is closing an account.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 49
- Last 12 months
- 17
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #119 of 188
Since March 2016
-23% vs the year before
Industry: 99.3%
Typical bank: 19%
Newest: Sep 5, 2026
Most complained-about banks & credit unions
Lincoln Financial Services complaints by month
The busiest month was June 2026 (4 complaints). Complaints in the last 12 months are down 23% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Lincoln Financial Services answered all time
- Closed with explanation1020.4%
- Untimely response3979.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Lincoln Financial Services complaints are about
Top Lincoln Financial Services problems
Inside "Managing an account"
- Funds not handled or disbursed as instructed 3
- Deposits and withdrawals 3
- Problem using a debit or ATM card 1
Where Lincoln Financial Services complaints come from
Most complaints: California (16), Ohio (4), Pennsylvania (4), New York (3), New Jersey (2).
Lincoln Financial Services compared with other banks & credit unions
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | BancfirstBank accounts | 49 | 28 | D |
| 2 | BannerBank accounts | 51 | 28 | C |
| 3 | Customers BancorpBank accounts | 57 | 28 | C |
| 4 | RBC BankBank accounts | 59 | 26 | C |
| 5 | TruebillBank accounts | 95 | 26 | A |
| 6 | City National BankBank accounts | 91 | 25 | A |
| 7 | FirstbankBank accounts | 69 | 25 | B |
| 8 | Lincoln Financial ServicesBank accounts | - | 17 | - |
Compare side by side: Lincoln Financial Services vs Bancfirst · Lincoln Financial Services vs Banner · Lincoln Financial Services vs Customers Bancorp · Lincoln Financial Services vs RBC Bank
What people say about Lincoln Financial Services
All experiencesNo experiences with Lincoln Financial Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Lincoln Financial Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 5, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Aug 16, 2026 | Credit cards | Other features, terms, or problemsOther problem | No timely reply |
| Aug 5, 2026 | Bank accounts | Closing an accountFunds not received from closed account | No timely reply |
| Jun 19, 2026 | Bank accounts | Closing an accountCan't close your account | No timely reply |
| Jun 19, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Jun 10, 2026 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | No timely reply |
| Jun 5, 2026 | Bank accounts | Problem with a lender or other company charging your accountCan't stop withdrawals from your account | No timely reply |
| May 30, 2026 | Money transfers & apps | Other transaction problem | No timely reply |
| May 14, 2026 | Bank accounts | Managing an accountFunds not handled or disbursed as instructed | No timely reply |
| Apr 27, 2026 | Auto loans & leases | RepossessionCompany explaining amount owed | No timely reply |
| Apr 8, 2026 | Bank accounts | Closing an accountFunds not received from closed account | No timely reply |
| Mar 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
Questions about Lincoln Financial Services
How many complaints does Lincoln Financial Services have?
Lincoln Financial Services has 49 complaints on record since March 2016, including 17 in the last 12 months and 0 in the last 30 days. That makes it number 1,166 of every company by complaints this year.
Does Lincoln Financial Services respond to complaints?
Yes. Lincoln Financial Services answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Lincoln Financial Services?
The most common problems are closing an account (5), managing an account (7), attempts to collect debt not owed (3).
Is Lincoln Financial Services legit?
Lincoln Financial Services is a real company with a public complaint record: consumers have complained about it 49 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Lincoln Financial Services legit? for the signals, red flags and how to protect yourself.
Are complaints about Lincoln Financial Services going up or down?
Down. There were 17 complaints in the last 12 months against 22 in the 12 before (-23%). See every month.
How do I file a complaint against Lincoln Financial Services?
Complain to Lincoln Financial Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Lincoln Financial Services complaints come from?
Most come from California (16), Ohio (4), Pennsylvania (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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