Debt collector · complaint record
M&S Recovery Solutions complaints
Consumers have filed 27 complaints about M&S Recovery Solutions since 2014, 2 of them in the last 12 months. It answered 0% on time and closed 4% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 27
- Last 12 months
- 2
- Answered on time
- 0%
- Closed with relief
- 4%
- Last 30 days
- 0
- Rank
- #1,275 of 1,963
Since October 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Apr 13, 2026
Most complained-about debt collectors
M&S Recovery Solutions complaints by month
The busiest month was April 2015 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How M&S Recovery Solutions answered all time
- Closed with monetary relief13.7%
- Closed with explanation2385.2%
- Untimely response311.1%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What M&S Recovery Solutions complaints are about
Top M&S Recovery Solutions problems
Inside "Cont'd attempts collect debt not owed"
- Debt is not mine 7
- Debt resulted from identity theft 2
Where M&S Recovery Solutions complaints come from
Most complaints: New Jersey (3), Texas (3), Virginia (2), Michigan (2), Wisconsin (2).
M&S Recovery Solutions compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | M&S Recovery SolutionsDebt collection | - | 2 | - |
Compare side by side: M&S Recovery Solutions vs Green Square · M&S Recovery Solutions vs EMoneyUSA · M&S Recovery Solutions vs Mullooly Jeffrey Rooney & Flynn · M&S Recovery Solutions vs Credit World Services
What people say about M&S Recovery Solutions
All experiencesNo experiences with M&S Recovery Solutions yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest M&S Recovery Solutions complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 13, 2026 | Student loans | Incorrect information on your reportAccount information incorrect | No timely reply |
| Mar 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Aug 23, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Sep 9, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 21, 2016 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Mar 23, 2016 | Debt collection | Taking/threatening an illegal actionSued w/o proper notification of suit | Explained |
| Jan 12, 2016 | Debt collection | Improper contact or sharing of infoContacted employer after asked not to | Explained |
| Dec 8, 2015 | Debt collection | Improper contact or sharing of infoContacted me after I asked not to | Explained |
| Nov 24, 2015 | Debt collection | Improper contact or sharing of infoTalked to a third party about my debt | Explained |
| Nov 15, 2015 | Debt collection | Cont'd attempts collect debt not owedDebt is not mine | Explained |
| Aug 28, 2015 | Debt collection | Taking/threatening an illegal actionThreatened arrest/jail if do not pay | Explained |
| Aug 13, 2015 | Debt collection | Taking/threatening an illegal actionSued where didn't live/sign for debt | Explained |
Questions about M&S Recovery Solutions
How many complaints does M&S Recovery Solutions have?
M&S Recovery Solutions has 27 complaints on record since October 2014, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does M&S Recovery Solutions respond to complaints?
Yes. M&S Recovery Solutions answered 0% of its complaints on time (within 15 days) and closed 4% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with M&S Recovery Solutions?
The most common problems are incorrect information on your report (1), false statements or representation (1), cont'd attempts collect debt not owed (9).
Is M&S Recovery Solutions legit?
M&S Recovery Solutions is a real company with a public complaint record: consumers have complained about it 27 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is M&S Recovery Solutions legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against M&S Recovery Solutions?
Complain to M&S Recovery Solutions in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most M&S Recovery Solutions complaints come from?
Most come from New Jersey (3), Texas (3), Virginia (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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