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Complaint log

Merchants Acceptance complaint log

The newest complaints about Merchants Acceptance, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Jul 26, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Jul 23, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jul 23, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedCAExplainedYes
Jul 21, 2025Credit reportingIncorrect information on your reportAccount information incorrectSCExplainedYes
Jul 11, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountWAExplainedYes
Jun 23, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
May 16, 2025Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
May 8, 2025Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Apr 26, 2025Credit reportingIncorrect information on your reportAccount status incorrectVAExplainedYes
Apr 16, 2025Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Apr 6, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNCExplainedYes
Mar 29, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Mar 24, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftNCExplainedYes
Mar 6, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Mar 1, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
Feb 6, 2025Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Feb 3, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportWAExplainedYes
Jan 6, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Jan 1, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNCExplainedYes
Nov 15, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Sep 24, 2024Payday & personal loansIncorrect information on your reportAccount information incorrectKYExplainedYes
Sep 12, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Sep 4, 2024Payday & personal loansProblem when making paymentsNCExplainedYes
Aug 29, 2024Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtTXExplainedYes
Aug 20, 2024Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedYes
Jul 13, 2024Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Jun 24, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Apr 8, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountIDExplainedYes
Apr 5, 2024Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Mar 11, 2024Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtMOExplainedYes
Mar 2, 2024Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Jan 23, 2024Credit reportingCredit monitoring or identity theft protection servicesReceived unwanted marketing or advertisingWVExplainedYes
Oct 28, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedNCExplainedYes
Oct 12, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedNCExplainedYes
Oct 6, 2023Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Jun 30, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftORExplainedYes
Jun 16, 2023Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLExplainedYes
Jun 7, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursNCExplainedYes
Apr 13, 2023Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Apr 12, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Nov 15, 2022Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Oct 11, 2022Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtFLExplainedYes
Oct 7, 2022Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingVAExplainedYes
Sep 15, 2022Payday & personal loansProblem when making paymentsNCExplainedYes
Aug 8, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Jul 28, 2022Debt collectionFalse statements or representationTold you not to respond to a lawsuit they filed against youCAExplainedYes
Jul 14, 2022Payday & personal loansIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Feb 5, 2022Debt collectionTook or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debtGAExplainedNo
Dec 12, 2021Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyFLExplainedYes
Nov 19, 2021Credit reportingIncorrect information on your reportAccount information incorrectIDExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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