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Debt collector · complaint record

Messerli & Kramer P.A complaints

Consumers have filed 407 complaints about Messerli & Kramer P.A since 2013, 62 of them in the last 12 months (+11% on the year before). It answered 98.4% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is took or threatened to take negative or legal action.

Weak response record. How it works

Complaints on record
407

Since August 2013

Last 12 months
62

+11% vs the year before

Answered on time
98.4%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
3

Newest: Oct 25, 2026

Rank
#278 of 1,963

Most complained-about debt collectors

Messerli & Kramer P.A complaints by month

The busiest month was March 2026 (12 complaints). Complaints in the last 12 months are up 11% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Messerli & Kramer P.A answered last 12 months

  • Closed with explanation62100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time38/4598.4% on time
  • Relief for customers0/400% closed with relief
  • Complaint trend9/15+11% vs last year

What Messerli & Kramer P.A complaints are about

  • Debt collection38996%
  • Credit reporting102%
  • Payday & personal loans10.2%
  • Credit cards51%
  • Auto loans & leases10.2%
  • Mortgages10.2%

Top Messerli & Kramer P.A problems last 12 months

Inside "Took or threatened to take negative or legal action"

  • Sued you without properly notifying you of lawsuit 34
  • Threatened to sue you for very old debt 23
  • Collected or attempted to collect exempt funds 22
  • Seized or attempted to seize your property 7
  • Threatened or suggested your credit would be damaged 7
  • Sued you in a state where you do not live or did not sign for the debt 2

Where Messerli & Kramer P.A complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Minnesota (233), Wisconsin (62), North Dakota (33), Nebraska (22), South Dakota (18).

Messerli & Kramer P.A compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Top Line CollectorsDebt collection4563+320%100%0%D
2iQorDebt collection5363+19%100%0%C
3Mid-South AdjustmentDebt collection4662+94%100%0%D
4PalmarDebt collection062+121%0%0%F
5Mutual Management ServicesDebt collection5062+48%100%0%C
6Messerli & Kramer P.ADebt collection4762+11%98.4%0%D
7Financial Recovery ServicesDebt collection6061-21%100%0%C
8VericheckDebt collection1061new0%-F

Compare side by side: Messerli & Kramer P.A vs Top Line Collectors · Messerli & Kramer P.A vs iQor · Messerli & Kramer P.A vs Mid-South Adjustment · Messerli & Kramer P.A vs Palmar

What people say about Messerli & Kramer P.A

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Latest Messerli & Kramer P.A complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 25, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNDExplainedYes
Oct 22, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialMNExplainedNo
Oct 18, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursMNExplainedYes
Oct 15, 2026Debt collectionFalse statements or representationTold you not to respond to a lawsuit they filed against youIAExplainedYes
Oct 9, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMNExplainedYes
Oct 3, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Sep 29, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtNEExplainedYes
Aug 27, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtMNExplainedYes
Aug 17, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeMNExplainedYes
Aug 16, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftMNExplainedYes
Aug 6, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMNExplainedYes
Aug 3, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftMNExplainedYes

Questions about Messerli & Kramer P.A

How many complaints does Messerli & Kramer P.A have?

Messerli & Kramer P.A has 407 complaints on record since August 2013, including 62 in the last 12 months and 3 in the last 30 days. That makes it number 606 of every company by complaints this year.

Does Messerli & Kramer P.A respond to complaints?

Yes. Messerli & Kramer P.A answered 98.4% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 47/100 (grade D).

What do people complain about most with Messerli & Kramer P.A?
Is Messerli & Kramer P.A legit?

Messerli & Kramer P.A is a real company with a public complaint record: consumers have complained about it 407 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Messerli & Kramer P.A legit? for the signals, red flags and how to protect yourself.

Are complaints about Messerli & Kramer P.A going up or down?

Up. There were 62 complaints in the last 12 months against 56 in the 12 before (+11%). See every month.

How do I file a complaint against Messerli & Kramer P.A?

Complain to Messerli & Kramer P.A in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Messerli & Kramer P.A complaints come from?

Most come from Minnesota (233), Wisconsin (62), North Dakota (33). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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