Debt collector · complaint record
Mid-South Adjustment complaints
Filed under Mid-South Adjustment Co., Inc.
Consumers have filed 182 complaints about Mid-South Adjustment since 2018, 62 of them in the last 12 months (+94% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Weak response record. How it works
- Complaints on record
- 182
- Last 12 months
- 62
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 3
- Rank
- #278 of 1,963
Since April 2018
+94% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 3, 2026
Most complained-about debt collectors
Mid-South Adjustment complaints by month
The busiest month was June 2026 (8 complaints). Complaints in the last 12 months are up 94% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Mid-South Adjustment answered last 12 months
- Closed with explanation62100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend1/15+94% vs last year
What Mid-South Adjustment complaints are about
Top Mid-South Adjustment problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 34
- Debt was paid 14
- Debt was result of identity theft 10
- Debt was already discharged in bankruptcy and is no longer owed 2
Where Mid-South Adjustment complaints come from
Most complaints: Arkansas (145), Texas (8), California (5), Missouri (3), Oklahoma (3).
Mid-South Adjustment compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Top Line CollectorsDebt collection | 45 | 63 | D |
| 2 | iQorDebt collection | 53 | 63 | C |
| 3 | Messerli & Kramer P.ADebt collection | 47 | 62 | D |
| 4 | PalmarDebt collection | 0 | 62 | F |
| 5 | Mutual Management ServicesDebt collection | 50 | 62 | C |
| 6 | Mid-South AdjustmentDebt collection | 46 | 62 | D |
| 7 | Financial Recovery ServicesDebt collection | 60 | 61 | C |
| 8 | VericheckDebt collection | 10 | 61 | F |
Compare side by side: Mid-South Adjustment vs Top Line Collectors · Mid-South Adjustment vs iQor · Mid-South Adjustment vs Messerli & Kramer P.A · Mid-South Adjustment vs Palmar
What people say about Mid-South Adjustment
All experiencesNo experiences with Mid-South Adjustment yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Mid-South Adjustment complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 21, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 20, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 2, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Oct 1, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 16, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about Mid-South Adjustment
How many complaints does Mid-South Adjustment have?
Mid-South Adjustment has 182 complaints on record since April 2018, including 62 in the last 12 months and 3 in the last 30 days. That makes it number 606 of every company by complaints this year.
Does Mid-South Adjustment respond to complaints?
Yes. Mid-South Adjustment answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 46/100 (grade D).
What do people complain about most with Mid-South Adjustment?
The most common problems are attempts to collect debt not owed (60), took or threatened to take negative or legal action (27), written notification about debt (34).
Is Mid-South Adjustment legit?
Mid-South Adjustment is a real company with a public complaint record: consumers have complained about it 182 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Mid-South Adjustment legit? for the signals, red flags and how to protect yourself.
Are complaints about Mid-South Adjustment going up or down?
Up. There were 62 complaints in the last 12 months against 32 in the 12 before (+94%). See every month.
How do I file a complaint against Mid-South Adjustment?
Complain to Mid-South Adjustment in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Mid-South Adjustment complaints come from?
Most come from Arkansas (145), Texas (8), California (5). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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