Credit bureau · complaint record
Michael G. Niles complaints
Consumers have filed 17 complaints about Michael G. Niles since 2013, 1 of them in the last 12 months. It answered 0% on time and closed 38% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 17
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 38%
- Last 30 days
- 0
- Rank
- #418 of 566
Since December 2013
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Sep 19, 2026
Most complained-about credit bureaus & report companies
Michael G. Niles complaints by month
The busiest month was August 2024 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Michael G. Niles answered all time
- Closed with non-monetary relief635.3%
- Closed with explanation1058.8%
- Untimely response15.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Michael G. Niles complaints are about
Top Michael G. Niles problems
Inside "Written notification about debt"
- Didn't receive enough information to verify debt 5
- Didn't receive notice of right to dispute 1
Where Michael G. Niles complaints come from
Most complaints: South Carolina (7), Kentucky (3), Mississippi (2), Pennsylvania (2), Florida (1).
Michael G. Niles compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Michael G. NilesCredit reporting | - | 1 | - |
Compare side by side: Michael G. Niles vs Apple Financing · Michael G. Niles vs Nav Technologies · Michael G. Niles vs Opportunity Fund · Michael G. Niles vs Heritage Financial Group
What people say about Michael G. Niles
All experiencesNo experiences with Michael G. Niles yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Michael G. Niles complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 19, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Sep 6, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 31, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 31, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 31, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 16, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 27, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| May 29, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 11, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 16, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Fixed |
| Jul 12, 2017 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 15, 2017 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
Questions about Michael G. Niles
How many complaints does Michael G. Niles have?
Michael G. Niles has 17 complaints on record since December 2013, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Michael G. Niles respond to complaints?
Yes. Michael G. Niles answered 0% of its complaints on time (within 15 days) and closed 38% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Michael G. Niles?
The most common problems are improper use of your report (2), written notification about debt (6), cont'd attempts collect debt not owed (4).
Is Michael G. Niles legit?
Michael G. Niles is a real company with a public complaint record: consumers have complained about it 17 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Michael G. Niles legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Michael G. Niles?
Complain to Michael G. Niles in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Michael G. Niles complaints come from?
Most come from South Carolina (7), Kentucky (3), Mississippi (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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