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Credit reporting

Netspend credit reporting complaints

Consumers have filed 23 complaints about Netspend's credit reporting, 5 in the last 12 months. Netspend answered 100% on time and closed 0% with relief. See the whole Netspend record.

Netspend against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Netspend5new100%0%23

Every credit bureau ranked

Latest Netspend credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Jul 26, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Mar 18, 2026Credit reportingCredit monitoring or identity theft protection servicesProblem with product or service terms changingCAExplainedYes
Feb 12, 2026Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesNCExplainedYes
Dec 31, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Nov 29, 2025Credit reportingImproper use of your reportReporting company used your report improperlyINExplainedYes
Nov 14, 2024Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outCAExplainedYes
Jun 6, 2023Credit reportingIdentity theft protection or other monitoring servicesProblem canceling credit monitoring or identify theft protection serviceNCExplainedYes
May 10, 2023Credit reportingIdentity theft protection or other monitoring servicesReceived unwanted marketing or advertisingCAExplainedYes
May 8, 2023Credit reportingProblem with fraud alerts or security freezesCAExplainedYes
Apr 29, 2023Credit reportingProblem with fraud alerts or security freezesOHExplainedYes
Apr 22, 2023Credit reportingIdentity theft protection or other monitoring servicesDidn't receive services that were advertisedMOExplainedYes
Mar 27, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Jul 18, 2022Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Jun 11, 2022Credit reportingIdentity theft protection or other monitoring servicesProblem canceling credit monitoring or identify theft protection serviceAZExplainedYes
Dec 18, 2021Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Nov 4, 2021Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Jul 3, 2021Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Feb 27, 2021Credit reportingIdentity theft protection or other monitoring servicesDidn't receive services that were advertisedTXExplainedYes
Dec 11, 2020Credit reportingCredit monitoring or identity theft protection servicesReceived unwanted marketing or advertisingCAExplainedYes
Jul 12, 2018Credit reportingProblem with a company's investigation into an existing issueDifficulty submitting a dispute or getting information about a dispute over the phoneTXExplainedYes
Apr 6, 2018Credit reportingCredit monitoring or identity theft protection servicesReceived unwanted marketing or advertisingMSExplainedYes
Mar 30, 2018Credit reportingImproper use of your reportReporting company used your report improperly-ExplainedYes
Jan 27, 2018Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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