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OHara complaints

Consumers have filed 16 complaints about OHara since 2013, 3 of them in the last 12 months. It answered 100% on time and closed 33% with relief for the customer. The most common problem is improper use of your report.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
16

Since August 2013

Last 12 months
3

new vs the year before

Answered on time
100%

Industry: 99.9%

Closed with relief
33%

Typical credit bureau: 32%

Last 30 days
0

Newest: Jul 6, 2026

Rank
#298 of 566

Most complained-about credit bureaus & report companies

OHara complaints by month

The busiest month was June 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How OHara answered all time

  • Closed with non-monetary relief318.8%
  • Closed with explanation1381.2%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What OHara complaints are about

  • Credit reporting1381%
  • Debt collection319%

Top OHara problems

Inside "Improper use of your report"

  • Credit inquiries on your report that you don't recognize 6
  • Reporting company used your report improperly 2

Where OHara complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (2), Illinois (2), Michigan (2), Georgia (2), Maryland (1).

OHara compared with other credit bureaus & report companies

#CompanyScore12 monthsChangeOn timeReliefGrade
1Apple FinancingCredit reporting5728-10%100%0%C
2Nav TechnologiesCredit reporting55280%100%0%C
3Opportunity FundCredit reporting5127+35%100%0%C
4Heritage Financial GroupCredit reporting027+145%74.1%0%F
5Informative ResearchCredit reporting6026-24%100%0%C
6Pennsylvania Housing Finance AgencyCredit reporting5625-4%100%0%C
7King of Credit FinancialCredit reporting1025+4%0%0%F
8OHaraCredit reporting-3new100%33%-

Compare side by side: OHara vs Apple Financing · OHara vs Nav Technologies · OHara vs Opportunity Fund · OHara vs Heritage Financial Group

What people say about OHara

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Latest OHara complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jul 6, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMDExplainedYes
Apr 15, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes
Jan 17, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAFixedYes
Sep 23, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Jun 19, 2025Credit reportingImproper use of your reportReporting company used your report improperlyOHFixedYes
Jun 16, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseMIFixedYes
Apr 12, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMIExplainedNo
Jan 17, 2025Credit reportingIncorrect information on your reportPersonal information incorrectNJExplainedYes
Feb 29, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNYExplainedYes
Oct 24, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Sep 10, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeKYExplainedYes
Dec 10, 2020Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes

Questions about OHara

How many complaints does OHara have?

OHara has 16 complaints on record since August 2013, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.

Does OHara respond to complaints?

Yes. OHara answered 100% of its complaints on time (within 15 days) and closed 33% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with OHara?
Is OHara legit?

OHara is a real company with a public complaint record: consumers have complained about it 16 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is OHara legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against OHara?

Complain to OHara in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most OHara complaints come from?

Most come from California (2), Illinois (2), Michigan (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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