Debt collector · complaint record
Paid in Full complaints
Filed under PAID IN FULL, INC.
Consumers have filed 39 complaints about Paid in Full since 2013, 12 of them in the last 12 months. It answered 100% on time and closed 17% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 39
- Last 12 months
- 12
- Answered on time
- 100%
- Closed with relief
- 17%
- Last 30 days
- 0
- Rank
- #676 of 1,963
Since July 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 11, 2026
Most complained-about debt collectors
Paid in Full complaints by month
The busiest month was June 2026 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Paid in Full answered all time
- Closed with non-monetary relief615.4%
- Closed with explanation3384.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Paid in Full complaints are about
Top Paid in Full problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 8
- Debt was paid 3
- Debt was result of identity theft 1
Where Paid in Full complaints come from
Most complaints: Arizona (34), New Mexico (1), New York (1), Wisconsin (1), Florida (1).
Paid in Full compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Paid in FullDebt collection | - | 12 | - |
Compare side by side: Paid in Full vs Green Square · Paid in Full vs EMoneyUSA · Paid in Full vs Mullooly Jeffrey Rooney & Flynn · Paid in Full vs Credit World Services
What people say about Paid in Full
All experiencesNo experiences with Paid in Full yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Paid in Full complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 22, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Fixed |
| Jun 25, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jun 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 7, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 24, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Jan 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 13, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 9, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 29, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Paid in Full
How many complaints does Paid in Full have?
Paid in Full has 39 complaints on record since July 2013, including 12 in the last 12 months and 0 in the last 30 days. That makes it number 1,343 of every company by complaints this year.
Does Paid in Full respond to complaints?
Yes. Paid in Full answered 100% of its complaints on time (within 15 days) and closed 17% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Paid in Full?
The most common problems are took or threatened to take negative or legal action (10), attempts to collect debt not owed (12), written notification about debt (2).
Is Paid in Full legit?
Paid in Full is a real company with a public complaint record: consumers have complained about it 39 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Paid in Full legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Paid in Full?
Complain to Paid in Full in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Paid in Full complaints come from?
Most come from Arizona (34), New Mexico (1), New York (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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