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Auto loans & leases

Peak Acceptance auto loans & leases complaints

Consumers have filed 17 complaints about Peak Acceptance's auto loans & leases, 1 in the last 12 months. Peak Acceptance answered 0% on time and closed - with relief. See the whole Peak Acceptance record.

Peak Acceptance against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13Peak Acceptance1new0%-17

Every auto lender ranked

Latest Peak Acceptance auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Jun 10, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionTXNo timely replyNo
Dec 13, 2021Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanNVExplainedYes
Sep 27, 2021Auto loans & leasesGetting a loan or leaseFraudulent loanGAExplainedYes
Aug 16, 2021Auto loans & leasesGetting a loan or leaseFraudulent loanGAExplainedNo
Apr 29, 2020Auto loans & leasesManaging the loan or leaseBilling problemGAExplainedNo
Feb 8, 2020Auto loans & leasesProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysTXExplainedNo
Dec 16, 2019Auto loans & leasesIncorrect information on your reportAccount status incorrectWIExplainedNo
Aug 10, 2019Auto loans & leasesGetting a loan or leaseFraudulent loanMTNo timely replyNo
Dec 7, 2018Auto loans & leasesProblems at the end of the loan or leaseProblem while selling or giving up the vehicleTXNo timely replyNo
Sep 24, 2018Auto loans & leasesStruggling to pay your loanLoan balance remaining after the vehicle is repossessed and soldTXNo timely replyNo
Aug 20, 2018Auto loans & leasesIncorrect information on your reportAccount information incorrectTXNo timely replyNo
Jul 31, 2018Auto loans & leasesIncorrect information on your reportOld information reappears or never goes awayNVNo timely replyNo
Apr 9, 2018Auto loans & leasesGetting a loan or leaseCredit denialAZNo timely replyNo
Oct 27, 2017Auto loans & leasesManaging the loan or leaseBilling problemOKNo timely replyNo
Dec 16, 2015Auto loans & leasesManaging the loan or leaseNVExplainedYes
Oct 20, 2015Auto loans & leasesProblems when you are unable to payNVExplainedNo
Jul 23, 2015Auto loans & leasesTaking out the loan or leaseAZExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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