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Placid NK complaints

Consumers have filed 10 complaints about Placid NK since 2023, 7 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
10

Since May 2023

Last 12 months
7

new vs the year before

Answered on time
0%

Industry: 99.9%

Closed with relief
0%

Typical credit bureau: 32%

Last 30 days
1

Newest: Oct 26, 2026

Rank
#229 of 566

Most complained-about credit bureaus & report companies

Placid NK complaints by month

The busiest month was June 2026 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Placid NK answered all time

  • Closed with explanation330%
  • Untimely response770%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Placid NK complaints are about

  • Credit reporting330%
  • Credit cards220%
  • Money transfers & apps440%
  • Debt collection110%

Top Placid NK problems

Inside "Improper use of your report"

  • Credit inquiries on your report that you don't recognize 1
  • Received unsolicited financial product or insurance offers after opting out 1

Where Placid NK complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Texas (4), Delaware (1), Florida (1), North Carolina (1), Nevada (1).

Placid NK compared with other credit bureaus & report companies

#CompanyScore12 monthsChangeOn timeReliefGrade
1Apple FinancingCredit reporting5728-10%100%0%C
2Nav TechnologiesCredit reporting55280%100%0%C
3Opportunity FundCredit reporting5127+35%100%0%C
4Heritage Financial GroupCredit reporting027+145%74.1%0%F
5Informative ResearchCredit reporting6026-24%100%0%C
6Pennsylvania Housing Finance AgencyCredit reporting5625-4%100%0%C
7King of Credit FinancialCredit reporting1025+4%0%0%F
8Placid NKCredit reporting-7new0%0%-

Compare side by side: Placid NK vs Apple Financing · Placid NK vs Nav Technologies · Placid NK vs Opportunity Fund · Placid NK vs Heritage Financial Group

What people say about Placid NK

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Latest Placid NK complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 26, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNVNo timely replyNo
Aug 24, 2026Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outTXNo timely replyNo
Aug 14, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNCNo timely replyNo
Jul 26, 2026Credit cardsProblem when making paymentsProblem during payment processDENo timely replyNo
Jul 21, 2026Money transfers & appsMoney was not available when promisedTXNo timely replyNo
Jun 20, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseOHNo timely replyNo
Jun 15, 2026Credit cardsProblem when making paymentsYou never received your bill or did not know a payment was dueFLNo timely replyNo
Jul 22, 2024Money transfers & appsMoney was not available when promisedWAExplainedYes
Jun 26, 2024Money transfers & appsFraud or scamTXExplainedYes
May 5, 2023Money transfers & appsOther transaction problemTXExplainedYes

Questions about Placid NK

How many complaints does Placid NK have?

Placid NK has 10 complaints on record since May 2023, including 7 in the last 12 months and 1 in the last 30 days. That makes it number 1,664 of every company by complaints this year.

Does Placid NK respond to complaints?

Yes. Placid NK answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Placid NK?
Is Placid NK legit?

Placid NK is a real company with a public complaint record: consumers have complained about it 10 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Placid NK legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Placid NK?

Complain to Placid NK in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Placid NK complaints come from?

Most come from Texas (4), Delaware (1), Florida (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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