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Auto loans & leases

Portfolio Recovery Associates auto loans & leases complaints

Consumers have filed 28 complaints about Portfolio Recovery Associates's auto loans & leases, 6 in the last 12 months. Portfolio Recovery Associates answered 100% on time and closed 0% with relief. See the whole Portfolio Recovery Associates record.

Portfolio Recovery Associates against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13Portfolio Recovery Associates6new100%0%28

Every auto lender ranked

Latest Portfolio Recovery Associates auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Oct 16, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offAZIn progressYes
Aug 18, 2026Auto loans & leasesStruggling to pay your loanProblem after you declared or threatened to declare bankruptcyTXExplainedYes
Jul 28, 2026Auto loans & leasesIncorrect information on your reportAccount information incorrectGAExplainedYes
Jan 21, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offSCExplainedYes
Dec 21, 2025Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyOHExplainedYes
Dec 12, 2025Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offFLExplainedYes
Aug 4, 2025Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleNDExplainedYes
Apr 1, 2025Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanPAExplainedYes
Nov 4, 2024Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanFLExplainedYes
Oct 23, 2023Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyMOExplainedYes
Jul 30, 2021Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offMSExplainedYes
Mar 25, 2021Auto loans & leasesStruggling to pay your loanLoan balance remaining after the vehicle is repossessed and soldSCExplainedYes
Mar 23, 2020Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offMDExplainedYes
Mar 5, 2020Auto loans & leasesStruggling to pay your loanLender trying to repossess or disable the vehicle-FixedYes
Aug 28, 2019Auto loans & leasesManaging the loan or leaseBilling problemSCExplainedYes
Apr 25, 2019Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanTXExplainedYes
Feb 12, 2019Auto loans & leasesGetting a loan or leaseFraudulent loanMOExplainedYes
Apr 30, 2018Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyMSExplainedYes
Apr 19, 2017Auto loans & leasesProblems when you are unable to payGAExplainedYes
Apr 5, 2017Auto loans & leasesTaking out the loan or leaseCAExplainedYes
Apr 29, 2016Auto loans & leasesManaging the loan or leaseOKExplainedYes
Dec 30, 2015Auto loans & leasesProblems when you are unable to payTXFixedYes
Nov 13, 2015Auto loans & leasesTaking out the loan or leaseTXExplainedYes
Aug 7, 2015Auto loans & leasesProblems when you are unable to payTXExplainedYes
Jul 28, 2015Auto loans & leasesManaging the loan or leaseFLExplainedYes
Jan 3, 2015Auto loans & leasesProblems when you are unable to payMDExplainedYes
Dec 3, 2014Auto loans & leasesProblems when you are unable to payFLFixedYes
Jun 6, 2014Auto loans & leasesManaging the loan or leaseCAExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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