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Payday & personal loans

Preferred Credit payday & personal loans complaints

Consumers have filed 84 complaints about Preferred Credit's payday & personal loans, 23 in the last 12 months. Preferred Credit answered 100% on time and closed 0% with relief. See the whole Preferred Credit record.

Preferred Credit against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Preferred Credit23new100%0%84

Every lender ranked

Latest Preferred Credit payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Oct 14, 2026Payday & personal loansGetting the loanCAExplainedYes
Oct 12, 2026Payday & personal loansCharged fees or interest you didn't expectOHExplainedYes
Oct 11, 2026Payday & personal loansProblem when making paymentsGAExplainedYes
Sep 12, 2026Payday & personal loansGetting the loanTXExplainedYes
Sep 9, 2026Payday & personal loansGetting the loanNYExplainedYes
Sep 9, 2026Payday & personal loansProblem when making paymentsFLExplainedYes
Sep 1, 2026Payday & personal loansProblem with additional add-on products or servicesTNExplainedYes
Aug 23, 2026Payday & personal loansGetting the loanGAExplainedYes
Aug 22, 2026Payday & personal loansGetting the loanCAExplainedYes
Jul 27, 2026Payday & personal loansIncorrect information on your reportAccount status incorrectTXExplainedYes
Jul 22, 2026Payday & personal loansGetting a line of creditCAExplainedYes
Jun 3, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
May 30, 2026Payday & personal loansGetting the loanOKExplainedYes
May 1, 2026Payday & personal loansProblem with additional add-on products or servicesOKExplainedYes
Apr 20, 2026Payday & personal loansGetting the loanTXExplainedYes
Mar 1, 2026Payday & personal loansGetting the loanCAExplainedYes
Feb 14, 2026Payday & personal loansStruggling to pay your loanFLExplainedYes
Feb 7, 2026Payday & personal loansProblem when making paymentsTXExplainedYes
Jan 30, 2026Payday & personal loansProblem with a company's investigation into an existing problemProblem with personal statement of disputeFLExplainedYes
Jan 22, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Dec 22, 2025Payday & personal loansIncorrect information on your reportAccount status incorrectFLExplainedYes
Dec 14, 2025Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Nov 24, 2025Payday & personal loansGetting the loanFLExplainedYes
Oct 9, 2025Payday & personal loansCharged fees or interest you didn't expectALExplainedYes
Jul 1, 2025Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Jun 11, 2025Payday & personal loansProblem when making paymentsCAExplainedYes
Apr 8, 2025Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jan 28, 2025Payday & personal loansIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Jan 23, 2025Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jan 17, 2025Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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