Lender · complaint record
QC Holdings complaints
Filed under QC HOLDINGS INC
Consumers have filed 233 complaints about QC Holdings since 2013, 47 of them in the last 12 months (+68% on the year before). It answered 95.7% on time and closed 17% with relief for the customer - more often than a typical lender. The most common problem is struggling to pay your loan. It is the 43rd most complained-about of 272 personal & payday lenders this year.
Good response record. How it works
- Complaints on record
- 233
- Last 12 months
- 47
- Answered on time
- 95.7%
- Closed with relief
- 17%
- Last 30 days
- 1
- Rank
- #43 of 272
Since October 2013
+68% vs the year before
Industry: 94.7%
Typical lender: 6%
Newest: Oct 20, 2026
Most complained-about personal & payday lenders
QC Holdings complaints by month
The busiest month was March 2026 (7 complaints). Complaints in the last 12 months are up 68% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How QC Holdings answered last 12 months
- Closed with monetary relief612.8%
- Closed with non-monetary relief24.3%
- Closed with explanation3880.9%
- In progress12.1%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time26/4595.7% on time
- Relief for customers40/4017.4% closed with relief
- Complaint trend3/15+68% vs last year
What QC Holdings complaints are about
Top QC Holdings problems
Where QC Holdings complaints come from
Most complaints: Missouri (53), Kansas (17), Illinois (16), Texas (14), Mississippi (14).
QC Holdings compared with other personal & payday lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | ProgPayday & personal loans | 5 | 48 | F |
| 2 | QC HoldingsPayday & personal loans | 69 | 47 | B |
| 3 | Bright CapitalPayday & personal loans | 15 | 46 | F |
| 4 | Reach FinancialPayday & personal loans | 53 | 43 | C |
| 5 | Post Lake LendingPayday & personal loans | 57 | 43 | C |
| 6 | Robinson Economic DevelopmentPayday & personal loans | 47 | 43 | D |
| 7 | FundoPayday & personal loans | 15 | 42 | F |
| 8 | Sunshine LoansPayday & personal loans | 73 | 42 | B |
Compare side by side: QC Holdings vs Prog · QC Holdings vs Bright Capital · QC Holdings vs Reach Financial · QC Holdings vs Post Lake Lending
What people say about QC Holdings
All experiencesNo experiences with QC Holdings yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest QC Holdings complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 20, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | In progress |
| Oct 16, 2026 | Payday & personal loans | Problem when making payments | Money back |
| Oct 2, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Sep 30, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Sep 29, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Sep 25, 2026 | Payday & personal loans | Can't stop withdrawals from your bank account | Explained |
| Sep 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Aug 31, 2026 | Payday & personal loans | Problem when making payments | Explained |
| Aug 26, 2026 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Aug 13, 2026 | Payday & personal loans | Getting a line of credit | Explained |
| Aug 12, 2026 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Aug 8, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
Questions about QC Holdings
How many complaints does QC Holdings have?
QC Holdings has 233 complaints on record since October 2013, including 47 in the last 12 months and 1 in the last 30 days. That makes it number 694 of every company by complaints this year.
Does QC Holdings respond to complaints?
Yes. QC Holdings answered 95.7% of its complaints on time (within 15 days) and closed 17% with relief - money back or a fix; 13% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 69/100 (grade B).
What do people complain about most with QC Holdings?
The most common problems are struggling to pay your loan (23), attempts to collect debt not owed (12), took or threatened to take negative or legal action (12).
Is QC Holdings legit?
QC Holdings is a real company with a public complaint record: consumers have complained about it 233 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is QC Holdings legit? for the signals, red flags and how to protect yourself.
Are complaints about QC Holdings going up or down?
Up. There were 47 complaints in the last 12 months against 28 in the 12 before (+68%). See every month.
How do I file a complaint against QC Holdings?
Complain to QC Holdings in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most QC Holdings complaints come from?
Most come from Missouri (53), Kansas (17), Illinois (16). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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