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Lender · complaint record

Fundo complaints

Consumers have filed 131 complaints about Fundo since 2022, 42 of them in the last 12 months (-29% on the year before). It answered 69% on time and closed 0% with relief for the customer - less often than a typical lender. The most common problem is charged fees or interest you didn't expect. It is the 48th most complained-about of 272 personal & payday lenders this year.

Poor response record. How it works

Complaints on record
131

Since July 2022

Last 12 months
42

-29% vs the year before

Answered on time
69%

Industry: 94.7%

Closed with relief
0%

Typical lender: 6%

Last 30 days
2

Newest: Oct 27, 2026

Rank
#48 of 272

Most complained-about personal & payday lenders

Fundo complaints by month

The busiest month was July 2025 (11 complaints). Complaints in the last 12 months are down 29% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Fundo answered last 12 months

  • Closed with explanation42100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time0/4569% on time
  • Relief for customers0/400% closed with relief
  • Complaint trend15/15-29% vs last year

What Fundo complaints are about

Top Fundo problems

Where Fundo complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Florida (21), Texas (13), Georgia (12), Pennsylvania (12), Ohio (8).

Fundo compared with other personal & payday lenders

#CompanyScore12 monthsChangeOn timeReliefGrade
1Bright CapitalPayday & personal loans1546+28%71.7%2%F
2Reach FinancialPayday & personal loans5343+187%100%2%C
3Post Lake LendingPayday & personal loans5743-9%100%0%C
4Robinson Economic DevelopmentPayday & personal loans4743+79%100%0%D
5Sunshine LoansPayday & personal loans7342+83%100%7%B
6FundoPayday & personal loans1542-29%69%0%F
7Select Management ResourcesPayday & personal loans8238+12%97.4%74%A
8Universal Account ServicingPayday & personal loans638+41%60.5%0%F

Compare side by side: Fundo vs Bright Capital · Fundo vs Reach Financial · Fundo vs Post Lake Lending · Fundo vs Robinson Economic Development

What people say about Fundo

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Latest Fundo complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 27, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountFLExplainedYes
Oct 22, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountMOExplainedNo
Oct 12, 2026Payday & personal loansCharged fees or interest you didn't expectUTExplainedYes
Oct 11, 2026Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyKYExplainedYes
Oct 9, 2026Payday & personal loansIssues with repaymentFLExplainedYes
Sep 28, 2026Debt collectionElectronic communicationsFrequent or repeated messagesFLExplainedYes
Sep 22, 2026Payday & personal loansCharged fees or interest you didn't expectMDExplainedYes
Sep 21, 2026Payday & personal loansStruggling to pay your loanOHExplainedYes
Sep 2, 2026Debt collectionTook or threatened to take negative or legal actionSeized or attempted to seize your propertyLAExplainedYes
Aug 20, 2026Payday & personal loansCharged fees or interest you didn't expectVAExplainedYes
Aug 15, 2026Payday & personal loansCharged fees or interest you didn't expectVAExplainedYes
Aug 6, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftPAExplainedYes

Questions about Fundo

How many complaints does Fundo have?

Fundo has 131 complaints on record since July 2022, including 42 in the last 12 months and 2 in the last 30 days. That makes it number 739 of every company by complaints this year.

Does Fundo respond to complaints?

Yes. Fundo answered 69% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 15/100 (grade F).

What do people complain about most with Fundo?
Is Fundo legit?

Fundo is a real company with a public complaint record: consumers have complained about it 131 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Fundo legit? for the signals, red flags and how to protect yourself.

Are complaints about Fundo going up or down?

Down. There were 42 complaints in the last 12 months against 59 in the 12 before (-29%). See every month.

How do I file a complaint against Fundo?

Complain to Fundo in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Fundo complaints come from?

Most come from Florida (21), Texas (13), Georgia (12). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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