Mortgage company · complaint record
Residential Credit Opportunities Trust complaints
Consumers have filed 9 complaints about Residential Credit Opportunities Trust since 2015, none in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is trouble during payment process.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 9
- Last 12 months
- 0
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since June 2015
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Dec 5, 2021
Residential Credit Opportunities Trust complaints by month
The busiest month was June 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Residential Credit Opportunities Trust answered all time
- Closed with explanation111.1%
- Untimely response888.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Residential Credit Opportunities Trust complaints are about
Top Residential Credit Opportunities Trust problems
Where Residential Credit Opportunities Trust complaints come from
Most complaints: Georgia (3), Florida (2), Maryland (1), Ohio (1), California (1).
Residential Credit Opportunities Trust compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Residential Credit Opportunities TrustMortgages | - | 0 | - |
Compare side by side: Residential Credit Opportunities Trust vs Midwest Loan Services · Residential Credit Opportunities Trust vs Truhome Solutions · Residential Credit Opportunities Trust vs NEXA Mortgage · Residential Credit Opportunities Trust vs Hilltop
What people say about Residential Credit Opportunities Trust
All experiencesNo experiences with Residential Credit Opportunities Trust yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Residential Credit Opportunities Trust complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 5, 2021 | Mortgages | Struggling to pay mortgage | No timely reply |
| Jun 7, 2021 | Mortgages | Struggling to pay mortgage | No timely reply |
| Oct 26, 2020 | Mortgages | Trouble during payment process | No timely reply |
| Mar 9, 2020 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Feb 7, 2020 | Mortgages | Trouble during payment process | No timely reply |
| Jun 24, 2019 | Mortgages | Trouble during payment process | No timely reply |
| Apr 17, 2018 | Mortgages | Struggling to pay mortgage | No timely reply |
| Oct 29, 2015 | Mortgages | Loan modification,collection,foreclosure | No timely reply |
| Jun 19, 2015 | Mortgages | Loan modification,collection,foreclosure | Explained |
Questions about Residential Credit Opportunities Trust
How many complaints does Residential Credit Opportunities Trust have?
Residential Credit Opportunities Trust has 9 complaints on record since June 2015, including 0 in the last 12 months and 0 in the last 30 days.
Does Residential Credit Opportunities Trust respond to complaints?
Yes. Residential Credit Opportunities Trust answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Residential Credit Opportunities Trust?
The most common problems are trouble during payment process (3), struggling to pay mortgage (3), loan modification,collection,foreclosure (2).
Is Residential Credit Opportunities Trust legit?
Residential Credit Opportunities Trust is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Residential Credit Opportunities Trust legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Residential Credit Opportunities Trust?
Complain to Residential Credit Opportunities Trust in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Residential Credit Opportunities Trust complaints come from?
Most come from Georgia (3), Florida (2), Maryland (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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