Debt collector · complaint record
RS Clark and Associates complaints
Filed under RS Clark and Associates, Inc.
Consumers have filed 727 complaints about RS Clark and Associates since 2013, 157 of them in the last 12 months (+34% on the year before). It answered 93.6% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Poor response record. How it works
- Complaints on record
- 727
- Last 12 months
- 157
- Answered on time
- 93.6%
- Closed with relief
- 0%
- Last 30 days
- 11
- Rank
- #150 of 1,963
Since July 2013
+34% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 9, 2026
Most complained-about debt collectors
RS Clark and Associates complaints by month
The busiest month was January 2026 (20 complaints). Complaints in the last 12 months are up 34% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How RS Clark and Associates answered last 12 months
- Closed with explanation157100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time16/4593.6% on time
- Relief for customers0/400% closed with relief
- Complaint trend7/15+34% vs last year
What RS Clark and Associates complaints are about
Top RS Clark and Associates problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 150
- Debt was paid 40
- Debt was result of identity theft 36
- Debt was already discharged in bankruptcy and is no longer owed 4
Where RS Clark and Associates complaints come from
Most complaints: Texas (454), Georgia (70), Florida (41), North Carolina (18), Tennessee (17).
RS Clark and Associates compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Helvey & Associates, Inc., Warsaw, IN BranchDebt collection | 60 | 163 | C |
| 2 | Credit CentralDebt collection | 49 | 160 | D |
| 3 | Receivables Management PartnersDebt collection | 13 | 158 | F |
| 4 | Monarch RecoveryDebt collection | 53 | 157 | C |
| 5 | RS Clark and AssociatesDebt collection | 23 | 157 | F |
| 6 | Bonneville Billing and CollectionsDebt collection | 49 | 155 | D |
| 7 | AR ResourcesDebt collection | 6 | 155 | F |
| 8 | American Coradius InternationalDebt collection | 57 | 154 | C |
Compare side by side: RS Clark and Associates vs Helvey & Associates, Inc., Warsaw, IN Branch · RS Clark and Associates vs Credit Central · RS Clark and Associates vs Receivables Management Partners · RS Clark and Associates vs Monarch Recovery
What people say about RS Clark and Associates
All experiencesNo experiences with RS Clark and Associates yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest RS Clark and Associates complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 9, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Nov 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 5, 2026 | Debt collection | Threatened to contact someone or share information improperlyTalked to a third-party about your debt | Explained |
| Oct 30, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 25, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Oct 23, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 18, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 18, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 17, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 7, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Questions about RS Clark and Associates
How many complaints does RS Clark and Associates have?
RS Clark and Associates has 727 complaints on record since July 2013, including 157 in the last 12 months and 11 in the last 30 days. That makes it number 371 of every company by complaints this year.
Does RS Clark and Associates respond to complaints?
Yes. RS Clark and Associates answered 93.6% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 23/100 (grade F).
What do people complain about most with RS Clark and Associates?
The most common problems are attempts to collect debt not owed (230), took or threatened to take negative or legal action (74), written notification about debt (107).
Is RS Clark and Associates legit?
RS Clark and Associates is a real company with a public complaint record: consumers have complained about it 727 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is RS Clark and Associates legit? for the signals, red flags and how to protect yourself.
Are complaints about RS Clark and Associates going up or down?
Up. There were 157 complaints in the last 12 months against 117 in the 12 before (+34%). See every month.
How do I file a complaint against RS Clark and Associates?
Complain to RS Clark and Associates in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most RS Clark and Associates complaints come from?
Most come from Texas (454), Georgia (70), Florida (41). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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