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Payday & personal loans

Social Finance payday & personal loans complaints

Consumers have filed 220 complaints about Social Finance's payday & personal loans. See the whole Social Finance record.

Social Finance against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Social Finance0new--220

Every lender ranked

Latest Social Finance payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Jul 12, 2022Payday & personal loansGetting a line of creditGAExplainedYes
Jul 11, 2022Payday & personal loansGetting the loanMDExplainedYes
Jun 28, 2022Payday & personal loansGetting the loanWAExplainedYes
Jun 27, 2022Payday & personal loansCharged fees or interest you didn't expectMIExplainedYes
Jun 27, 2022Payday & personal loansGetting the loanCTExplainedYes
Jun 25, 2022Payday & personal loansGetting the loanFLExplainedYes
Jun 21, 2022Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
Jun 9, 2022Payday & personal loansCharged fees or interest you didn't expectNHExplainedYes
Jun 6, 2022Payday & personal loansGetting a line of creditAZExplainedYes
May 31, 2022Payday & personal loansStruggling to pay your loanPAExplainedYes
May 13, 2022Payday & personal loansProblem with additional add-on products or servicesKYExplainedYes
May 5, 2022Payday & personal loansGetting the loanOKExplainedYes
May 2, 2022Payday & personal loansGetting the loanNYExplainedYes
May 2, 2022Payday & personal loansProblem with additional add-on products or servicesMNExplainedYes
Apr 28, 2022Payday & personal loansGetting the loanFLExplainedYes
Apr 28, 2022Payday & personal loansGetting the loanOHExplainedYes
Apr 22, 2022Payday & personal loansProblem with additional add-on products or servicesMNExplainedYes
Apr 20, 2022Payday & personal loansGetting a line of creditGAExplainedYes
Apr 19, 2022Payday & personal loansProblem when making paymentsNYExplainedYes
Apr 14, 2022Payday & personal loansCharged fees or interest you didn't expect-ExplainedYes
Apr 13, 2022Payday & personal loansIncorrect information on your reportInformation belongs to someone elseLAExplainedYes
Apr 7, 2022Payday & personal loansProblem when making paymentsCAExplainedYes
Apr 7, 2022Payday & personal loansGetting a line of creditNYExplainedYes
Apr 5, 2022Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Mar 31, 2022Payday & personal loansProblem with additional add-on products or servicesNYExplainedYes
Mar 31, 2022Payday & personal loansIncorrect information on your reportOld information reappears or never goes awayCAExplainedYes
Mar 25, 2022Payday & personal loansCharged fees or interest you didn't expectOKExplainedYes
Mar 18, 2022Payday & personal loansProblem with the payoff process at the end of the loanINExplainedYes
Mar 16, 2022Payday & personal loansProblem with additional add-on products or servicesCAExplainedYes
Mar 15, 2022Payday & personal loansCharged fees or interest you didn't expectNJExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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