Debt collector · complaint record
Southern Credit Adjusters complaints
Filed under Southern Credit Adjusters, Inc.
Consumers have filed 51 complaints about Southern Credit Adjusters since 2014, 6 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 51
- Last 12 months
- 6
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #883 of 1,963
Since March 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 24, 2026
Most complained-about debt collectors
Southern Credit Adjusters complaints by month
The busiest month was April 2021 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Southern Credit Adjusters answered all time
- Closed with non-monetary relief23.9%
- Closed with explanation4894.1%
- Closed12%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Southern Credit Adjusters complaints are about
Top Southern Credit Adjusters problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 9
- Debt was paid 3
- Debt was result of identity theft 1
Where Southern Credit Adjusters complaints come from
Most complaints: North Carolina (30), Texas (7), Pennsylvania (5), Louisiana (2), Arizona (1).
Southern Credit Adjusters compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Southern Credit AdjustersDebt collection | - | 6 | - |
Compare side by side: Southern Credit Adjusters vs Green Square · Southern Credit Adjusters vs EMoneyUSA · Southern Credit Adjusters vs Mullooly Jeffrey Rooney & Flynn · Southern Credit Adjusters vs Credit World Services
What people say about Southern Credit Adjusters
All experiencesNo experiences with Southern Credit Adjusters yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Southern Credit Adjusters complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 24, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 16, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 8, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 7, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 8, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 3, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Aug 13, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 18, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 8, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 23, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Southern Credit Adjusters
How many complaints does Southern Credit Adjusters have?
Southern Credit Adjusters has 51 complaints on record since March 2014, including 6 in the last 12 months and 0 in the last 30 days. That makes it number 1,757 of every company by complaints this year.
Does Southern Credit Adjusters respond to complaints?
Yes. Southern Credit Adjusters answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Southern Credit Adjusters?
The most common problems are attempts to collect debt not owed (13), took or threatened to take negative or legal action (3), incorrect information on your report (3).
Is Southern Credit Adjusters legit?
Southern Credit Adjusters is a real company with a public complaint record: consumers have complained about it 51 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Southern Credit Adjusters legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Southern Credit Adjusters?
Complain to Southern Credit Adjusters in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Southern Credit Adjusters complaints come from?
Most come from North Carolina (30), Texas (7), Pennsylvania (5). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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