Debt collector · complaint record
Southern Credit Recovery complaints
Filed under Southern Credit Recovery, Inc.
Consumers have filed 135 complaints about Southern Credit Recovery since 2013, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is communication tactics.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 135
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since August 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jun 24, 2026
Most complained-about debt collectors
Southern Credit Recovery complaints by month
The busiest month was May 2017 (7 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Southern Credit Recovery answered all time
- Closed with non-monetary relief10.7%
- Closed with explanation13499.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Southern Credit Recovery complaints are about
Top Southern Credit Recovery problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 23
- Debt was result of identity theft 11
- Debt was paid 10
Where Southern Credit Recovery complaints come from
Most complaints: Louisiana (122), Texas (4), Virginia (3), Georgia (2), Mississippi (2).
Southern Credit Recovery compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Southern Credit RecoveryDebt collection | - | 1 | - |
Compare side by side: Southern Credit Recovery vs Green Square · Southern Credit Recovery vs EMoneyUSA · Southern Credit Recovery vs Mullooly Jeffrey Rooney & Flynn · Southern Credit Recovery vs Credit World Services
What people say about Southern Credit Recovery
All experiencesNo experiences with Southern Credit Recovery yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Southern Credit Recovery complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 24, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 13, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 6, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Nov 1, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 22, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 20, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 24, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 20, 2023 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Mar 20, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Feb 27, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 27, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 27, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Southern Credit Recovery
How many complaints does Southern Credit Recovery have?
Southern Credit Recovery has 135 complaints on record since August 2013, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Southern Credit Recovery respond to complaints?
Yes. Southern Credit Recovery answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Southern Credit Recovery?
The most common problems are communication tactics (9), attempts to collect debt not owed (44), written notification about debt (21).
Is Southern Credit Recovery legit?
Southern Credit Recovery is a real company with a public complaint record: consumers have complained about it 135 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Southern Credit Recovery legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Southern Credit Recovery?
Complain to Southern Credit Recovery in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Southern Credit Recovery complaints come from?
Most come from Louisiana (122), Texas (4), Virginia (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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