Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Payday & personal loans

Special Financing payday & personal loans complaints

Consumers have filed 56 complaints about Special Financing's payday & personal loans, 13 in the last 12 months. Special Financing answered 100% on time and closed 0% with relief. See the whole Special Financing record.

Special Financing against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Special Financing13new100%0%56

Every lender ranked

Latest Special Financing payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Nov 8, 2026Payday & personal loansProblem with additional add-on products or servicesTNExplainedYes
Sep 30, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Sep 14, 2026Payday & personal loansProblem when making paymentsNEExplainedYes
Aug 21, 2026Payday & personal loansGetting the loanMOExplainedYes
Jun 10, 2026Payday & personal loansProblem when making paymentsPAExplainedYes
Jun 3, 2026Payday & personal loansProblem when making paymentsTXExplainedYes
May 11, 2026Payday & personal loansGetting the loanMOExplainedYes
Apr 16, 2026Payday & personal loansStruggling to pay your loanNCExplainedYes
Apr 7, 2026Payday & personal loansProblem with additional add-on products or servicesPAExplainedYes
Feb 23, 2026Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Feb 4, 2026Payday & personal loansProblem when making paymentsTXExplainedYes
Jan 12, 2026Payday & personal loansProblem when making paymentsMIExplainedYes
Jan 8, 2026Payday & personal loansCharged fees or interest you didn't expectORExplainedYes
Nov 7, 2025Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Oct 7, 2025Payday & personal loansProblem with additional add-on products or servicesMAExplainedYes
Sep 30, 2025Payday & personal loansProblem with the payoff process at the end of the loanMDExplainedYes
Sep 15, 2025Payday & personal loansStruggling to pay your loanGAExplainedYes
Aug 18, 2025Payday & personal loansProblem with additional add-on products or servicesORExplainedYes
Aug 6, 2025Payday & personal loansProblem with additional add-on products or servicesCAExplainedYes
Jul 25, 2025Payday & personal loansProblem with additional add-on products or servicesCAExplainedYes
Jul 24, 2025Payday & personal loansProblem when making paymentsOHExplainedYes
Jul 15, 2025Payday & personal loansProblem with the payoff process at the end of the loanLAExplainedYes
Jun 26, 2025Payday & personal loansIssues with repaymentHIExplainedYes
Jun 19, 2025Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Jun 19, 2025Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
May 13, 2025Payday & personal loansStruggling to pay your loanINExplainedYes
Apr 30, 2025Payday & personal loansConfusing or missing disclosuresARExplainedYes
Dec 19, 2024Payday & personal loansStruggling to pay your loanTNExplainedYes
Dec 10, 2024Payday & personal loansConfusing or misleading advertising or marketingTXExplainedYes
Aug 7, 2024Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about Special Financing

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience