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Mortgages

United Community Bank mortgages complaints

Consumers have filed 39 complaints about United Community Bank's mortgages, 3 in the last 12 months. United Community Bank answered 100% on time and closed 0% with relief. See the whole United Community Bank record.

United Community Bank against other mortgage lenders & servicers

#Company12 monthsChangeOn timeReliefAll time
1Shellpoint Mortgage Servicing3,741+17%81.4%0%17,690
2Rocket Mortgage3,572+499%99.9%0%8,475
3Freedom Mortgage1,701+50%99.4%0%9,327
4Ocwen Financial1,514+44%100%1%35,815
5Wells Fargo1,187-8%100%9%49,962
6PennyMac1,157+86%99.9%13%5,470
7Select Portfolio Servicing1,130+34%99.9%0%15,278
8Carrington Mortgage Services1,081+124%99.7%0%6,641
9Selene967+53%100%0%3,082
10LoanCare862+107%100%0%7,382
11Mr. Cooper757-64%100%0%13,321
12JPMorgan Chase734+43%100%2%25,884
13United Community Bank3new100%0%39

Every mortgage company ranked

Latest United Community Bank mortgages complaints

ReceivedAboutIssueStateAnswerOn time
Dec 30, 2025MortgagesClosing on a mortgageChanges in loan terms during or after closingGAExplainedYes
Dec 4, 2025MortgagesClosing on a mortgageChanges in loan terms during or after closingGAExplainedYes
Dec 2, 2025MortgagesTrouble during payment processEscrow, taxes, or insuranceCOExplainedYes
Nov 12, 2025MortgagesClosing on a mortgageChanges in loan terms during or after closingGAExplainedYes
Sep 26, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageNegative impact of inaccurate appraisalGAExplainedYes
Aug 22, 2025MortgagesClosing on a mortgageChanges in loan terms during or after closingGAExplainedYes
Nov 23, 2024MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanGAExplainedYes
Apr 19, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageLoan estimate or other related disclosuresGAExplainedYes
Mar 4, 2024MortgagesTrouble during payment processEscrow, taxes, or insuranceTNExplainedYes
Mar 2, 2024MortgagesProblem with a company's investigation into an existing problemProblem with personal statement of disputeGAExplainedYes
Jan 22, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processGAExplainedYes
Jan 5, 2024MortgagesTrouble during payment processPayment processSCExplainedYes
Sep 19, 2023MortgagesTrouble during payment processPayment processFLExplainedYes
Mar 27, 2023MortgagesTrouble during payment processGAExplainedNo
Feb 17, 2023MortgagesTrouble during payment processGAExplainedNo
Feb 14, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageGAExplainedYes
Feb 10, 2023MortgagesTrouble during payment processSCExplainedYes
Nov 21, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageTNExplainedYes
May 18, 2022MortgagesTrouble during payment processCAExplainedYes
Mar 11, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageGAFixedYes
Feb 9, 2022MortgagesClosing on a mortgageGAExplainedYes
Feb 4, 2022MortgagesTrouble during payment processGAExplainedNo
Jan 3, 2022MortgagesClosing on a mortgageGAExplainedYes
Dec 17, 2021MortgagesTrouble during payment processGAExplainedYes
Dec 9, 2021MortgagesTrouble during payment processGAExplainedYes
Aug 18, 2021MortgagesApplying for a mortgage or refinancing an existing mortgage-FixedYes
Feb 9, 2021MortgagesApplying for a mortgage or refinancing an existing mortgageSCExplainedYes
Jan 27, 2021MortgagesTrouble during payment processSCExplainedYes
Nov 17, 2020MortgagesTrouble during payment processFLExplainedYes
Oct 30, 2020MortgagesIncorrect information on your reportAccount status incorrect-FixedYes

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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