Complaint log
Universal Acceptance complaint log
The newest complaints about Universal Acceptance, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 1, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 26, 2026 | Auto loans & leases | Getting a loan or leaseConfusing or misleading advertising or marketing | Explained |
| Mar 25, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 7, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 4, 2026 | Auto loans & leases | Getting a loan or leaseConfusing or misleading advertising or marketing | Explained |
| Mar 1, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Feb 28, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Feb 25, 2026 | Auto loans & leases | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 18, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 17, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 13, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 10, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 4, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Feb 1, 2026 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Feb 1, 2026 | Auto loans & leases | Incorrect information on your reportInformation is missing that should be on the report | Explained |
| Jan 31, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Jan 27, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 19, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 11, 2026 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jan 10, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 8, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 30, 2025 | Auto loans & leases | Getting a loan or leaseConfusing or misleading advertising or marketing | Explained |
| Dec 27, 2025 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Dec 27, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 24, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 22, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 18, 2025 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Dec 18, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 16, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Dec 14, 2025 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Dec 11, 2025 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Dec 4, 2025 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Dec 4, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 30, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Nov 28, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 25, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 11, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 9, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 7, 2025 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 27, 2025 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Oct 25, 2025 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Oct 19, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 8, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Sep 28, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Sep 26, 2025 | Auto loans & leases | Getting a loan or leaseCredit denial | Explained |
| Sep 10, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 7, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works