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Complaint log

Universal Payment complaint log

The newest complaints about Universal Payment, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Jul 2, 2026Credit reportingIncorrect information on your reportAccount information incorrectCANo timely replyNo
Feb 26, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysGANo timely replyNo
Feb 8, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMDNo timely replyNo
Jan 21, 2026Credit reportingImproper use of your reportReporting company used your report improperlyTXNo timely replyNo
Jan 10, 2026Credit reportingIncorrect information on your reportOld information reappears or never goes awayGANo timely replyNo
Dec 29, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXNo timely replyNo
Dec 29, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXNo timely replyNo
Dec 27, 2025Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offNVNo timely replyNo
Dec 24, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursGANo timely replyNo
Dec 17, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportWANo timely replyNo
Oct 29, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountTXNo timely replyNo
Oct 21, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingGANo timely replyNo
Oct 1, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeGANo timely replyNo
Sep 9, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGANo timely replyNo
Sep 9, 2025Credit reportingImproper use of your reportReporting company used your report improperlyGANo timely replyNo
Aug 7, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursGANo timely replyNo
Aug 5, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elsePANo timely replyNo
Jul 31, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXNo timely replyNo
Jul 25, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLNo timely replyNo
Jul 14, 2025Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeGANo timely replyNo
Jun 26, 2025Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsTXNo timely replyNo
May 19, 2025Credit reportingImproper use of your reportReporting company used your report improperlyCANo timely replyNo
Apr 30, 2025Debt relief & credit repairProblem with customer serviceILNo timely replyNo
Apr 29, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXNo timely replyNo
Apr 22, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursFLNo timely replyNo
Mar 26, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizePANo timely replyNo
Mar 17, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedGANo timely replyNo
Sep 15, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedMSNo timely replyNo
Aug 30, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXNo timely replyNo
Aug 28, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseNVNo timely replyNo
Aug 3, 2024Credit reportingProblem with a company's investigation into an existing problemWas not notified of investigation status or resultsOHNo timely replyNo
Jul 28, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtNYNo timely replyNo
Jul 22, 2024Credit reportingIncorrect information on your reportAccount information incorrectTXNo timely replyNo
Jun 6, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseCANo timely replyNo
May 24, 2024Debt collectionWritten notification about debtDidn't receive notice of right to disputeNCNo timely replyNo
Dec 18, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTNNo timely replyNo
Oct 26, 2023Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXNo timely replyNo
Aug 28, 2023Credit reportingImproper use of your reportReporting company used your report improperlyGANo timely replyNo
Aug 6, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseNJNo timely replyNo
Jul 18, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseFLNo timely replyNo
Jul 13, 2023Payday & personal loansIncorrect information on your reportAccount information incorrectCANo timely replyNo
Jul 8, 2023Credit reportingIncorrect information on your reportAccount status incorrectCANo timely replyNo
Jun 25, 2023Debt collectionAttempts to collect debt not owedDebt was paidNJNo timely replyNo
Jun 15, 2023Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportNJNo timely replyNo
May 20, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftNJNo timely replyNo
Apr 24, 2023Debt collectionAttempts to collect debt not owedDebt was paidNJNo timely replyNo
Mar 7, 2023Credit reportingImproper use of your reportReporting company used your report improperlyALNo timely replyNo
Nov 1, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursTXNo timely replyNo
Jul 27, 2022Debt collectionAttempts to collect debt not owedDebt is not yoursTXNo timely replyNo
Jul 27, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftNJNo timely replyNo

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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