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Debt collector · complaint record

USA Credit Solutions complaints

Consumers have filed 11 complaints about USA Credit Solutions since 2016, 8 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is electronic communications.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
11

Since October 2016

Last 12 months
8

new vs the year before

Answered on time
0%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
1

Newest: Oct 22, 2026

Rank
#791 of 1,963

Most complained-about debt collectors

USA Credit Solutions complaints by month

The busiest month was September 2026 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How USA Credit Solutions answered all time

  • Closed with explanation19.1%
  • Untimely response1090.9%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What USA Credit Solutions complaints are about

  • Debt collection982%
  • Debt relief & credit repair218%

Top USA Credit Solutions problems

Inside "Electronic communications"

  • Frequent or repeated messages 2

Where USA Credit Solutions complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Florida (3), California (2), Texas (2), Ohio (1), District of Columbia (1).

USA Credit Solutions compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8USA Credit SolutionsDebt collection-8new0%0%-

Compare side by side: USA Credit Solutions vs Green Square · USA Credit Solutions vs EMoneyUSA · USA Credit Solutions vs Mullooly Jeffrey Rooney & Flynn · USA Credit Solutions vs Credit World Services

What people say about USA Credit Solutions

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Latest USA Credit Solutions complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 22, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountTXNo timely replyNo
Oct 11, 2026Debt collectionElectronic communicationsFrequent or repeated messagesFLNo timely replyNo
Sep 27, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLNo timely replyNo
Sep 16, 2026Debt collectionAttempts to collect debt not owedDebt was paidOHNo timely replyNo
Sep 11, 2026Debt collectionElectronic communicationsFrequent or repeated messagesCANo timely replyNo
Jul 2, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtFLNo timely replyNo
Feb 12, 2026Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedLANo timely replyNo
Dec 30, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedDCNo timely replyNo
Jan 29, 2025Debt relief & credit repairConfusing or misleading advertising or marketingNYNo timely replyNo
Jul 24, 2021Debt collectionCommunication tacticsFrequent or repeated callsTXNo timely replyNo
Oct 11, 2016Debt relief & credit repairDisclosuresCAExplainedNo

Questions about USA Credit Solutions

How many complaints does USA Credit Solutions have?

USA Credit Solutions has 11 complaints on record since October 2016, including 8 in the last 12 months and 1 in the last 30 days. That makes it number 1,571 of every company by complaints this year.

Does USA Credit Solutions respond to complaints?

Yes. USA Credit Solutions answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with USA Credit Solutions?
Is USA Credit Solutions legit?

USA Credit Solutions is a real company with a public complaint record: consumers have complained about it 11 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is USA Credit Solutions legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against USA Credit Solutions?

Complain to USA Credit Solutions in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most USA Credit Solutions complaints come from?

Most come from Florida (3), California (2), Texas (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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