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Auto loans & leases

Vystar Credit Union auto loans & leases complaints

Consumers have filed 112 complaints about Vystar Credit Union's auto loans & leases, 34 in the last 12 months (0%). Vystar Credit Union answered 100% on time and closed 23% with relief. See the whole Vystar Credit Union record.

Vystar Credit Union against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13Vystar Credit Union340%100%23%112

Every auto lender ranked

Latest Vystar Credit Union auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Oct 20, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanFLIn progressYes
Oct 14, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionFLIn progressYes
Oct 5, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldFLIn progressYes
Oct 2, 2026Auto loans & leasesRepossessionVoluntary repossessionFLIn progressYes
Aug 12, 2026Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offFLFixedYes
Aug 11, 2026Auto loans & leasesManaging the loan or leaseProblem with fees chargedFLMoney backYes
Aug 10, 2026Auto loans & leasesManaging the loan or leaseProblem with fees chargedFLExplainedYes
Aug 10, 2026Auto loans & leasesRepossessionVoluntary repossessionFLExplainedYes
Aug 9, 2026Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgeFLExplainedYes
Jul 25, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanFLExplainedYes
Jul 21, 2026Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsFLExplainedYes
May 15, 2026Auto loans & leasesManaging the loan or leaseProblem with fees chargedGAMoney backYes
May 7, 2026Auto loans & leasesRepossessionDeficiency balance after repossessionFLExplainedYes
May 1, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanFLExplainedYes
Apr 30, 2026Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionILExplainedYes
Apr 22, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanFLExplainedYes
Mar 27, 2026Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyFLFixedYes
Mar 16, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanFLExplainedYes
Mar 10, 2026Auto loans & leasesManaging the loan or leaseBilling problemFLExplainedYes
Feb 19, 2026Auto loans & leasesRepossessionDamage caused or loss of personal items in vehicle during the actual repossessionFLFixedYes
Feb 16, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanFLMoney backYes
Feb 13, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldFLExplainedYes
Jan 28, 2026Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionFLExplainedYes
Jan 24, 2026Auto loans & leasesRepossessionDamage caused or loss of personal items in vehicle during the actual repossessionFLExplainedYes
Jan 22, 2026Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingFLExplainedYes
Jan 20, 2026Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleFLFixedYes
Jan 19, 2026Auto loans & leasesRepossessionAccount reinstatement or redemption after repossessionFLExplainedYes
Jan 12, 2026Auto loans & leasesManaging the loan or leaseBilling problemFLExplainedYes
Jan 6, 2026Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldNCExplainedYes
Dec 24, 2025Auto loans & leasesRepossessionDeficiency balance after repossessionFLExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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