Credit bureau · complaint record
Zingo Cash Illinois complaints
Filed under Zingo Cash Illinois LLC
Consumers have filed 16 complaints about Zingo Cash Illinois since 2016, none in the last 12 months. It answered 12.5% on time and closed 0% with relief for the customer. The most common problem is problem with a credit reporting company's investigation into an existing problem.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 16
- Last 12 months
- 0
- Answered on time
- 12.5%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since August 2016
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jul 29, 2025
Zingo Cash Illinois complaints by month
The busiest month was August 2016 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Zingo Cash Illinois answered all time
- Closed with explanation1487.5%
- Untimely response212.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Zingo Cash Illinois complaints are about
Top Zingo Cash Illinois problems
Inside "Problem with a credit reporting company's investigation into an existing problem"
- Investigation took more than 30 days 3
- Their investigation did not fix an error on your report 1
Zingo Cash Illinois compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Zingo Cash IllinoisCredit reporting | - | 0 | - |
Compare side by side: Zingo Cash Illinois vs Apple Financing · Zingo Cash Illinois vs Nav Technologies · Zingo Cash Illinois vs Opportunity Fund · Zingo Cash Illinois vs Heritage Financial Group
What people say about Zingo Cash Illinois
All experiencesNo experiences with Zingo Cash Illinois yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Zingo Cash Illinois complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 29, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Jun 13, 2024 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | No timely reply |
| Apr 14, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Feb 1, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Dec 17, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Nov 5, 2019 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 10, 2019 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Mar 21, 2019 | Payday & personal loans | Problem with additional add-on products or services | Explained |
| Dec 6, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 15, 2018 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Jul 30, 2018 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 10, 2018 | Payday & personal loans | Struggling to pay your loan | Explained |
Questions about Zingo Cash Illinois
How many complaints does Zingo Cash Illinois have?
Zingo Cash Illinois has 16 complaints on record since August 2016, including 0 in the last 12 months and 0 in the last 30 days.
Does Zingo Cash Illinois respond to complaints?
Yes. Zingo Cash Illinois answered 12.5% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Zingo Cash Illinois?
The most common problems are problem with a credit reporting company's investigation into an existing problem (4), improper use of your report (3), communication tactics (2).
Is Zingo Cash Illinois legit?
Zingo Cash Illinois is a real company with a public complaint record: consumers have complained about it 16 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Zingo Cash Illinois legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Zingo Cash Illinois?
Complain to Zingo Cash Illinois in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Zingo Cash Illinois complaints come from?
Most come from Illinois (13), Arkansas (2), Colorado (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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