Debt collector · complaint record
National Credit Adjusters complaints
Filed under National Credit Adjusters, LLC
Consumers have filed 11,746 complaints about National Credit Adjusters since 2013, 3,584 of them in the last 12 months (+59% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed. It is the 13th most complained-about of 1,963 debt collectors this year.
Weak response record. How it works
- Complaints on record
- 11,746
- Last 12 months
- 3,584
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 252
- Rank
- #13 of 1,963
Since July 2013
+59% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 13, 2026
Most complained-about debt collectors
National Credit Adjusters complaints by month
The busiest month was March 2026 (413 complaints). Complaints in the last 12 months are up 59% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How National Credit Adjusters answered last 12 months
- Closed with explanation3,06685.5%
- In progress51814.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend4/15+59% vs last year
What National Credit Adjusters complaints are about
Top National Credit Adjusters problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 2,728
- Debt was result of identity theft 1,044
- Debt was paid 297
- Debt was already discharged in bankruptcy and is no longer owed 75
Where National Credit Adjusters complaints come from
Most complaints: Texas (3,414), California (1,740), Alabama (709), Florida (568), Ohio (525).
National Credit Adjusters compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Transworld SystemsDebt collection | 56 | 4,837 | C |
| 2 | National Credit AdjustersDebt collection | 49 | 3,584 | D |
| 3 | Radius Global SolutionsDebt collection | 91 | 3,169 | A |
| 4 | Aldous & AssociatesDebt collection | 43 | 3,165 | D |
| 5 | TrueAccordDebt collection | 47 | 3,033 | D |
| 6 | Harris & HarrisDebt collection | 71 | 2,862 | B |
| 7 | T.S. HoldingsDebt collection | 91 | 2,748 | A |
| 8 | Columbia Debt Recovery (Genesis)Debt collection | 66 | 2,728 | B |
Compare side by side: National Credit Adjusters vs Transworld Systems · National Credit Adjusters vs Radius Global Solutions · National Credit Adjusters vs Aldous & Associates · National Credit Adjusters vs TrueAccord
What people say about National Credit Adjusters
All experiencesNo experiences with National Credit Adjusters yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest National Credit Adjusters complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 13, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Nov 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | In progress |
| Nov 13, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | In progress |
| Nov 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | In progress |
| Nov 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to turn you in to immigration or deport you | In progress |
| Nov 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | In progress |
| Nov 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
| Nov 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Nov 12, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | In progress |
| Nov 12, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | In progress |
| Nov 12, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | In progress |
| Nov 12, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | In progress |
Questions about National Credit Adjusters
How many complaints does National Credit Adjusters have?
National Credit Adjusters has 11,746 complaints on record since July 2013, including 3,584 in the last 12 months and 252 in the last 30 days. That makes it number 50 of every company by complaints this year.
Does National Credit Adjusters respond to complaints?
Yes. National Credit Adjusters answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 49/100 (grade D).
What do people complain about most with National Credit Adjusters?
The most common problems are attempts to collect debt not owed (4,144), took or threatened to take negative or legal action (1,316), written notification about debt (1,687).
Is National Credit Adjusters legit?
National Credit Adjusters is a real company with a public complaint record: consumers have complained about it 11,746 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is National Credit Adjusters legit? for the signals, red flags and how to protect yourself.
Are complaints about National Credit Adjusters going up or down?
Up. There were 3,584 complaints in the last 12 months against 2,249 in the 12 before (+59%). See every month.
How do I file a complaint against National Credit Adjusters?
Complain to National Credit Adjusters in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most National Credit Adjusters complaints come from?
Most come from Texas (3,414), California (1,740), Alabama (709). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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