Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Payday & personal loans

Acima payday & personal loans complaints

Consumers have filed 718 complaints about Acima's payday & personal loans, 196 in the last 12 months (-5%). Acima answered 100% on time and closed 18% with relief. See the whole Acima record.

Acima against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Acima196-5%100%18%718

Every lender ranked

Latest Acima payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Jun 29, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectNCExplainedYes
Jun 27, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Jun 27, 2026Payday & personal loansProblem when making paymentsNYMoney backYes
Jun 24, 2026Payday & personal loansCharged fees or interest you didn't expectNVExplainedYes
Jun 22, 2026Payday & personal loansCharged fees or interest you didn't expectPAExplainedYes
Jun 22, 2026Payday & personal loansCharged fees or interest you didn't expectINExplainedYes
Jun 20, 2026Payday & personal loansProblem when making paymentsWVExplainedYes
Jun 19, 2026Payday & personal loansIncorrect information on your reportPersonal information incorrectTXExplainedYes
Jun 18, 2026Payday & personal loansProblem when making paymentsFLExplainedYes
Jun 16, 2026Payday & personal loansGetting the loanOHFixedYes
Jun 16, 2026Payday & personal loansProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneTXFixedYes
Jun 16, 2026Payday & personal loansStruggling to pay your loanTXExplainedYes
Jun 9, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Jun 7, 2026Payday & personal loansProblem with the payoff process at the end of the loanNYExplainedYes
Jun 2, 2026Payday & personal loansProblem with the payoff process at the end of the loanAZExplainedYes
May 25, 2026Payday & personal loansProblem with the payoff process at the end of the loanNYMoney backYes
May 24, 2026Payday & personal loansProblem when making paymentsNYExplainedYes
May 22, 2026Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
May 22, 2026Payday & personal loansCharged fees or interest you didn't expectNYExplainedYes
May 22, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
May 22, 2026Payday & personal loansProblem when making paymentsAZExplainedYes
May 22, 2026Payday & personal loansProblem with the payoff process at the end of the loanTXFixedYes
May 19, 2026Payday & personal loansProblem when making paymentsIDExplainedYes
May 19, 2026Payday & personal loansGetting the loanCOExplainedYes
May 19, 2026Payday & personal loansProblem with additional add-on products or servicesVAExplainedYes
May 18, 2026Payday & personal loansGetting the loanNEExplainedYes
May 17, 2026Payday & personal loansCharged fees or interest you didn't expectTXMoney backYes
May 17, 2026Payday & personal loansProblem when making paymentsLAExplainedYes
May 16, 2026Payday & personal loansIncorrect information on your reportAccount status incorrectGAExplainedYes
May 15, 2026Payday & personal loansReceived a loan you didn't apply forOHExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about Acima

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience