Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Payday & personal loans

Acima payday & personal loans complaints

Consumers have filed 718 complaints about Acima's payday & personal loans, 196 in the last 12 months (-5%). Acima answered 100% on time and closed 18% with relief. See the whole Acima record.

Acima against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Acima196-5%100%18%718

Every lender ranked

Latest Acima payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
May 13, 2026Payday & personal loansProblem with the payoff process at the end of the loanVAExplainedYes
May 13, 2026Payday & personal loansCredit monitoring or identity theft protection servicesBilling dispute for servicesFLExplainedYes
May 8, 2026Payday & personal loansProblem when making paymentsOHMoney backYes
May 1, 2026Payday & personal loansProblem when making paymentsCTExplainedYes
May 1, 2026Payday & personal loansProblem with the payoff process at the end of the loanWAMoney backYes
Apr 30, 2026Payday & personal loansStruggling to pay your loanTXExplainedYes
Apr 29, 2026Payday & personal loansProblem when making paymentsCAExplainedYes
Apr 28, 2026Payday & personal loansGetting the loanMDExplainedYes
Apr 28, 2026Payday & personal loansCharged fees or interest you didn't expectOHExplainedYes
Apr 28, 2026Payday & personal loansGetting the loanALExplainedYes
Apr 25, 2026Payday & personal loansCharged fees or interest you didn't expectTXMoney backYes
Apr 24, 2026Payday & personal loansStruggling to pay your loanMSExplainedYes
Apr 24, 2026Payday & personal loansCharged fees or interest you didn't expectTXMoney backYes
Apr 24, 2026Payday & personal loansCharged fees or interest you didn't expectMDFixedYes
Apr 23, 2026Payday & personal loansGetting the loanTXExplainedYes
Apr 23, 2026Payday & personal loansCredit monitoring or identity theft protection servicesBilling dispute for servicesHIFixedYes
Apr 22, 2026Payday & personal loansGetting the loanIDExplainedYes
Apr 17, 2026Payday & personal loansUnexpected feesTXMoney backYes
Apr 17, 2026Payday & personal loansProblem with the payoff process at the end of the loanMOExplainedYes
Apr 16, 2026Payday & personal loansProblem with the payoff process at the end of the loanCAFixedYes
Apr 14, 2026Payday & personal loansProblem with additional add-on products or servicesCAExplainedYes
Apr 12, 2026Payday & personal loansProblem with the payoff process at the end of the loanLAExplainedYes
Apr 11, 2026Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes
Apr 9, 2026Payday & personal loansCredit limit changedMOExplainedYes
Mar 31, 2026Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
Mar 28, 2026Payday & personal loansProblem when making paymentsFLExplainedYes
Mar 27, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Mar 27, 2026Payday & personal loansCharged fees or interest you didn't expectTNExplainedYes
Mar 25, 2026Payday & personal loansProblem when making paymentsILFixedYes
Mar 25, 2026Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about Acima

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience