Debt collector · complaint record
American Credit Bureau complaints
Filed under American Credit Bureau, Inc.
Consumers have filed 92 complaints about American Credit Bureau since 2014, 11 of them in the last 12 months (-8% on the year before). It answered 81.8% on time and closed 0% with relief for the customer. The most common problem is written notification about debt.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 92
- Last 12 months
- 11
- Answered on time
- 81.8%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #699 of 1,963
Since August 2014
-8% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 19, 2026
Most complained-about debt collectors
American Credit Bureau complaints by month
The busiest month was October 2014 (4 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How American Credit Bureau answered all time
- Closed with non-monetary relief11.1%
- Closed with explanation8491.3%
- Closed55.4%
- Untimely response22.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What American Credit Bureau complaints are about
Top American Credit Bureau problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 14
- Debt was result of identity theft 10
- Debt was paid 5
Where American Credit Bureau complaints come from
Most complaints: Florida (40), North Carolina (9), Texas (7), New York (5), Georgia (5).
American Credit Bureau compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | American Credit BureauDebt collection | - | 11 | - |
Compare side by side: American Credit Bureau vs Green Square · American Credit Bureau vs EMoneyUSA · American Credit Bureau vs Mullooly Jeffrey Rooney & Flynn · American Credit Bureau vs Credit World Services
What people say about American Credit Bureau
All experiencesNo experiences with American Credit Bureau yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest American Credit Bureau complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 19, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Aug 21, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | No timely reply |
| Jun 2, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| May 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 25, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 8, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Mar 24, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 15, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 9, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Dec 4, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 28, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Oct 29, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Questions about American Credit Bureau
How many complaints does American Credit Bureau have?
American Credit Bureau has 92 complaints on record since August 2014, including 11 in the last 12 months and 1 in the last 30 days. That makes it number 1,392 of every company by complaints this year.
Does American Credit Bureau respond to complaints?
Yes. American Credit Bureau answered 81.8% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with American Credit Bureau?
The most common problems are written notification about debt (18), attempts to collect debt not owed (29), incorrect information on your report (8).
Is American Credit Bureau legit?
American Credit Bureau is a real company with a public complaint record: consumers have complained about it 92 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is American Credit Bureau legit? for the signals, red flags and how to protect yourself.
Are complaints about American Credit Bureau going up or down?
Roughly level. There were 11 complaints in the last 12 months against 12 in the 12 before (-8%). See every month.
How do I file a complaint against American Credit Bureau?
Complain to American Credit Bureau in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most American Credit Bureau complaints come from?
Most come from Florida (40), North Carolina (9), Texas (7). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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