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Debt relief & credit repair

American Express debt relief & credit repair complaints

Consumers have filed 60 complaints about American Express's debt relief & credit repair, 11 in the last 12 months. American Express answered 100% on time and closed 9% with relief. See the whole American Express record.

American Express against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13American Express11new100%9%60

Every debt relief company ranked

Latest American Express debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Jun 29, 2026Debt relief & credit repairConfusing or missing disclosuresAZExplainedYes
May 24, 2026Debt relief & credit repairCharged upfront or unexpected feesCAExplainedYes
Apr 21, 2026Debt relief & credit repairConfusing or misleading advertising or marketingLAMoney backYes
Apr 21, 2026Debt relief & credit repairCharged upfront or unexpected feesOHExplainedYes
Apr 12, 2026Debt relief & credit repairConfusing or missing disclosuresPAExplainedYes
Mar 27, 2026Debt relief & credit repairConfusing or missing disclosuresFLExplainedYes
Mar 25, 2026Debt relief & credit repairProblem with customer serviceMAExplainedYes
Mar 1, 2026Debt relief & credit repairCharged upfront or unexpected feesFLExplainedYes
Feb 21, 2026Debt relief & credit repairProblem with customer serviceFLExplainedYes
Jan 14, 2026Debt relief & credit repairDidn't provide services promisedCAExplainedYes
Jan 14, 2026Debt relief & credit repairDidn't provide services promisedCAExplainedYes
Nov 12, 2025Debt relief & credit repairUnauthorized withdrawals or chargesFLExplainedYes
Nov 11, 2025Debt relief & credit repairDidn't provide services promisedFLExplainedYes
Nov 4, 2025Debt relief & credit repairConfusing or misleading advertising or marketingALExplainedYes
Sep 13, 2025Debt relief & credit repairConfusing or missing disclosuresSCExplainedYes
Sep 8, 2025Debt relief & credit repairDidn't provide services promisedNYExplainedYes
Jul 18, 2025Debt relief & credit repairProblem with customer serviceORExplainedYes
Jun 26, 2025Debt relief & credit repairDidn't provide services promisedCAExplainedYes
May 31, 2025Debt relief & credit repairUnauthorized withdrawals or chargesCAExplainedYes
May 17, 2025Debt relief & credit repairConfusing or missing disclosuresFLExplainedYes
Mar 28, 2025Debt relief & credit repairUnauthorized withdrawals or chargesFLExplainedYes
Nov 23, 2024Debt relief & credit repairConfusing or misleading advertising or marketingNYExplainedYes
Nov 6, 2024Debt relief & credit repairProblem with customer serviceNJExplainedYes
Oct 30, 2024Debt relief & credit repairProblem with customer serviceMAMoney backYes
Oct 19, 2024Debt relief & credit repairDidn't provide services promisedNVExplainedYes
Oct 9, 2024Debt relief & credit repairConfusing or missing disclosuresMSExplainedYes
Sep 4, 2024Debt relief & credit repairConfusing or misleading advertising or marketingMDExplainedYes
Jul 15, 2024Debt relief & credit repairConfusing or missing disclosuresLAMoney backYes
May 9, 2024Debt relief & credit repairProblem with customer serviceSCExplainedYes
May 3, 2024Debt relief & credit repairConfusing or missing disclosuresGAExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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