Auto loans & leases
Americas Car-Mart auto loans & leases complaints
Consumers have filed 271 complaints about Americas Car-Mart's auto loans & leases, 93 in the last 12 months (+27%). Americas Car-Mart answered 94.6% on time and closed 0% with relief. See the whole Americas Car-Mart record.
Americas Car-Mart against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | Americas Car-Mart | 93 | 94.6% | 0% |
Latest Americas Car-Mart auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 3, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Oct 29, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Oct 29, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Oct 23, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Oct 22, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Oct 21, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 21, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Oct 17, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Oct 16, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | In progress |
| Oct 12, 2026 | Auto loans & leases | Problems at the end of the loan or leaseProblem while selling or giving up the vehicle | Explained |
| Oct 8, 2026 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Oct 7, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | In progress |
| Oct 7, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Oct 7, 2026 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Oct 6, 2026 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Sep 26, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Sep 21, 2026 | Auto loans & leases | Problems at the end of the loan or leaseProblem while selling or giving up the vehicle | Explained |
| Sep 16, 2026 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Sep 12, 2026 | Auto loans & leases | Getting a loan or leaseLoan opened without my consent or knowledge | Explained |
| Sep 3, 2026 | Auto loans & leases | RepossessionCompany communicating payment assistance or payment extension options | Explained |
| Sep 3, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Aug 30, 2026 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Explained |
| Aug 20, 2026 | Auto loans & leases | Getting a loan or leaseProblem with additional add-on products or services purchased with the loan | Explained |
| Aug 14, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Aug 11, 2026 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Explained |
| Aug 9, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Aug 5, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Jul 31, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Jul 27, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Jul 24, 2026 | Auto loans & leases | Getting a loan or leaseLoan opened without my consent or knowledge | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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