Credit bureau · complaint record
Ardmore Finance complaints
Filed under Ardmore Finance Corporation
Consumers have filed 33 complaints about Ardmore Finance since 2015, 12 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 33
- Last 12 months
- 12
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #182 of 566
Since November 2015
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Sep 2, 2026
Most complained-about credit bureaus & report companies
Ardmore Finance complaints by month
The busiest month was September 2019 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Ardmore Finance answered all time
- Closed with explanation33100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Ardmore Finance complaints are about
Top Ardmore Finance problems
Inside "Incorrect information on your report"
- Account information incorrect 5
- Information belongs to someone else 5
- Account status incorrect 2
Where Ardmore Finance complaints come from
Most complaints: Missouri (11), Oklahoma (9), Illinois (6), Texas (4), Georgia (1).
Ardmore Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Ardmore FinanceCredit reporting | - | 12 | - |
Compare side by side: Ardmore Finance vs Apple Financing · Ardmore Finance vs Nav Technologies · Ardmore Finance vs Opportunity Fund · Ardmore Finance vs Heritage Financial Group
What people say about Ardmore Finance
All experiencesNo experiences with Ardmore Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Ardmore Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 2, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 26, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not pay | Explained |
| Apr 30, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 25, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 7, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Jan 31, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 5, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 29, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 14, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 9, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 27, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Ardmore Finance
How many complaints does Ardmore Finance have?
Ardmore Finance has 33 complaints on record since November 2015, including 12 in the last 12 months and 0 in the last 30 days. That makes it number 1,343 of every company by complaints this year.
Does Ardmore Finance respond to complaints?
Yes. Ardmore Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Ardmore Finance?
The most common problems are incorrect information on your report (12), took or threatened to take negative or legal action (4), struggling to pay your loan (3).
Is Ardmore Finance legit?
Ardmore Finance is a real company with a public complaint record: consumers have complained about it 33 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Ardmore Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Ardmore Finance?
Complain to Ardmore Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Ardmore Finance complaints come from?
Most come from Missouri (11), Oklahoma (9), Illinois (6). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Ardmore Finance
No comments yet. Start the conversation - questions are welcome too.