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Debt collector · complaint record

Aspen National Financial complaints

Consumers have filed 274 complaints about Aspen National Financial since 2013, none in the last 12 months (-100% on the year before). It answered 100% on time and closed 76% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
274

Since August 2013

Last 12 months
0

-100% vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
76%

Typical debt collector: 24%

Last 30 days
0

Newest: Sep 10, 2025

Rank
-

Aspen National Financial complaints by month

The busiest month was July 2025 (13 complaints). Complaints in the last 12 months are down 100% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Aspen National Financial answered all time

  • Closed with monetary relief134.7%
  • Closed with non-monetary relief19470.8%
  • Closed with explanation6624.1%
  • Closed10.4%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Aspen National Financial complaints are about

Top Aspen National Financial problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 38
  • Debt was result of identity theft 17
  • Debt was paid 14
  • Debt was already discharged in bankruptcy and is no longer owed 4

Where Aspen National Financial complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (29), Texas (28), Florida (24), North Carolina (22), Maryland (17).

Aspen National Financial compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Aspen National FinancialDebt collection-0-100%100%76%-

Compare side by side: Aspen National Financial vs Green Square · Aspen National Financial vs EMoneyUSA · Aspen National Financial vs Mullooly Jeffrey Rooney & Flynn · Aspen National Financial vs Credit World Services

What people say about Aspen National Financial

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Latest Aspen National Financial complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Sep 10, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursMNFixedYes
Sep 9, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedAZFixedYes
Sep 8, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursLAFixedYes
Sep 6, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCFixedYes
Aug 19, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursNYFixedYes
Aug 6, 2025Debt collectionAttempts to collect debt not owedDebt was paidLAFixedYes
Jul 30, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedNCFixedYes
Jul 23, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeAZExplainedYes
Jul 23, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNVFixedYes
Jul 22, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXFixedYes
Jul 21, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountMDFixedYes
Jul 18, 2025Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingTXFixedYes

Questions about Aspen National Financial

How many complaints does Aspen National Financial have?

Aspen National Financial has 274 complaints on record since August 2013, including 0 in the last 12 months and 0 in the last 30 days.

Does Aspen National Financial respond to complaints?

Yes. Aspen National Financial answered 100% of its complaints on time (within 15 days) and closed 76% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Aspen National Financial?
Is Aspen National Financial legit?

Aspen National Financial is a real company with a public complaint record: consumers have complained about it 274 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Aspen National Financial legit? for the signals, red flags and how to protect yourself.

Are complaints about Aspen National Financial going up or down?

Down. There were 0 complaints in the last 12 months against 61 in the 12 before (-100%). See every month.

How do I file a complaint against Aspen National Financial?

Complain to Aspen National Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Aspen National Financial complaints come from?

Most come from California (29), Texas (28), Florida (24). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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