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Debt collector · complaint record

Atlantic Recovery Solutions complaints

Consumers have filed 536 complaints about Atlantic Recovery Solutions since 2013, 136 of them in the last 12 months (+46% on the year before). It answered 2.9% on time and closed 0% with relief for the customer. The most common problem is communication tactics.

Poor response record. How it works

Complaints on record
536

Since October 2013

Last 12 months
136

+46% vs the year before

Answered on time
2.9%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
3

Newest: Oct 29, 2026

Rank
#168 of 1,963

Most complained-about debt collectors

Atlantic Recovery Solutions complaints by month

The busiest month was August 2026 (19 complaints). Complaints in the last 12 months are up 46% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Atlantic Recovery Solutions answered last 12 months

  • Closed with explanation107.4%
  • Untimely response12692.6%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time0/452.9% on time
  • Relief for customers0/400% closed with relief
  • Complaint trend5/15+46% vs last year

What Atlantic Recovery Solutions complaints are about

  • Debt collection51296%
  • Credit reporting143%
  • Payday & personal loans81%
  • Student loans10.2%
  • Debt relief & credit repair10.2%

Top Atlantic Recovery Solutions problems last 12 months

Inside "Communication tactics"

  • Frequent or repeated calls 107
  • You told them to stop contacting you, but they keep trying 50
  • Used obscene, profane, or other abusive language 30
  • Threatened to take legal action 11
  • Called before 8am or after 9pm 2
  • Used obscene/profane/abusive language 1

Where Atlantic Recovery Solutions complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Texas (55), California (50), New York (45), Florida (40), Pennsylvania (36).

Atlantic Recovery Solutions compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1SIMM AssociatesDebt collection33138+57%96.4%0%F
2Kingston Data & Credit InternationalDebt collection6138+35%71.7%0%F
3Deinde Online ServicesDebt collection44137+76%99.3%0%D
4DebtDebt collection32136+183%97.1%0%F
5LendingPointDebt collection81136-4%97.8%42%A
6Atlantic Recovery SolutionsDebt collection5136+46%2.9%0%F
7Herbert P. SearsDebt collection47135+53%99.3%0%D
8F.H. Cann & AssociatesDebt collection55135-1%100%0%C

Compare side by side: Atlantic Recovery Solutions vs SIMM Associates · Atlantic Recovery Solutions vs Kingston Data & Credit International · Atlantic Recovery Solutions vs Deinde Online Services · Atlantic Recovery Solutions vs Debt

What people say about Atlantic Recovery Solutions

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Latest Atlantic Recovery Solutions complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 29, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtMONo timely replyNo
Oct 26, 2026Debt collectionElectronic communicationsFrequent or repeated messagesPANo timely replyNo
Oct 23, 2026Debt collectionElectronic communicationsFrequent or repeated messagesNCNo timely replyNo
Oct 13, 2026Debt collectionCommunication tacticsFrequent or repeated callsPANo timely replyNo
Oct 13, 2026Debt collectionCommunication tacticsFrequent or repeated callsNCNo timely replyNo
Oct 12, 2026Payday & personal loansCharged fees or interest you didn't expectILNo timely replyNo
Oct 10, 2026Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtPANo timely replyNo
Oct 6, 2026Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingGANo timely replyNo
Oct 5, 2026Debt collectionCommunication tacticsFrequent or repeated callsILNo timely replyNo
Oct 2, 2026Debt collectionCommunication tacticsFrequent or repeated callsNYNo timely replyNo
Sep 30, 2026Debt collectionCommunication tacticsFrequent or repeated callsFLNo timely replyNo
Sep 30, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursSCNo timely replyNo

Questions about Atlantic Recovery Solutions

How many complaints does Atlantic Recovery Solutions have?

Atlantic Recovery Solutions has 536 complaints on record since October 2013, including 136 in the last 12 months and 3 in the last 30 days. That makes it number 403 of every company by complaints this year.

Does Atlantic Recovery Solutions respond to complaints?

Yes. Atlantic Recovery Solutions answered 2.9% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 5/100 (grade F).

What do people complain about most with Atlantic Recovery Solutions?
Is Atlantic Recovery Solutions legit?

Atlantic Recovery Solutions is a real company with a public complaint record: consumers have complained about it 536 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Atlantic Recovery Solutions legit? for the signals, red flags and how to protect yourself.

Are complaints about Atlantic Recovery Solutions going up or down?

Up. There were 136 complaints in the last 12 months against 93 in the 12 before (+46%). See every month.

How do I file a complaint against Atlantic Recovery Solutions?

Complain to Atlantic Recovery Solutions in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Atlantic Recovery Solutions complaints come from?

Most come from Texas (55), California (50), New York (45). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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