Credit bureau · complaint record
Capitol Credit complaints
Filed under Capitol Credit Company
Consumers have filed 6 complaints about Capitol Credit since 2016, 3 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 6
- Last 12 months
- 3
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #298 of 566
Since May 2016
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jul 26, 2026
Most complained-about credit bureaus & report companies
Capitol Credit complaints by month
The busiest month was May 2016 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Capitol Credit answered all time
- Closed with explanation6100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Capitol Credit complaints are about
Top Capitol Credit problems
Inside "Incorrect information on your report"
- Information belongs to someone else 1
- Public record information inaccurate 1
Where Capitol Credit complaints come from
Most complaints: North Carolina (2), Georgia (1), Texas (1), Virginia (1), California (1).
Capitol Credit compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Capitol CreditCredit reporting | - | 3 | - |
Compare side by side: Capitol Credit vs Apple Financing · Capitol Credit vs Nav Technologies · Capitol Credit vs Opportunity Fund · Capitol Credit vs Heritage Financial Group
What people say about Capitol Credit
All experiencesNo experiences with Capitol Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Capitol Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 26, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Jun 26, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Feb 25, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 15, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 2, 2017 | Credit cards | Problem with a purchase shown on your statementCard was charged for something you did not purchase with the card | Explained |
| May 10, 2016 | Payday & personal loans | Lender repossessed or sold the vehicle | Explained |
Questions about Capitol Credit
How many complaints does Capitol Credit have?
Capitol Credit has 6 complaints on record since May 2016, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does Capitol Credit respond to complaints?
Yes. Capitol Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Capitol Credit?
The most common problems are incorrect information on your report (2), problems at the end of the loan or lease (1), problem with a company's investigation into an existing problem (1).
Is Capitol Credit legit?
Capitol Credit is a real company with a public complaint record: consumers have complained about it 6 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Capitol Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Capitol Credit?
Complain to Capitol Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Capitol Credit complaints come from?
Most come from North Carolina (2), Georgia (1), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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