Debt collector · complaint record
Carma Enterprises complaints
Filed under Carma Enterprises Inc
Consumers have filed 40 complaints about Carma Enterprises since 2015, 11 of them in the last 12 months (0% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 40
- Last 12 months
- 11
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #699 of 1,963
Since October 2015
0% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 20, 2026
Most complained-about debt collectors
Carma Enterprises complaints by month
The busiest month was March 2026 (4 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Carma Enterprises answered all time
- Closed with non-monetary relief25%
- Closed with explanation3895%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Carma Enterprises complaints are about
Top Carma Enterprises problems
Inside "Incorrect information on your report"
- Account status incorrect 4
- Account information incorrect 2
- Information belongs to someone else 2
Where Carma Enterprises complaints come from
Most complaints: Nevada (19), Florida (4), Maryland (2), Texas (2), Georgia (2).
Carma Enterprises compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Carma EnterprisesDebt collection | - | 11 | - |
Compare side by side: Carma Enterprises vs Green Square · Carma Enterprises vs EMoneyUSA · Carma Enterprises vs Mullooly Jeffrey Rooney & Flynn · Carma Enterprises vs Credit World Services
What people say about Carma Enterprises
All experiencesNo experiences with Carma Enterprises yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Carma Enterprises complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 20, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Sep 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 28, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 26, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Apr 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 5, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 6, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 23, 2025 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 6, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Carma Enterprises
How many complaints does Carma Enterprises have?
Carma Enterprises has 40 complaints on record since October 2015, including 11 in the last 12 months and 1 in the last 30 days. That makes it number 1,392 of every company by complaints this year.
Does Carma Enterprises respond to complaints?
Yes. Carma Enterprises answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Carma Enterprises?
The most common problems are attempts to collect debt not owed (5), took or threatened to take negative or legal action (3), incorrect information on your report (8).
Is Carma Enterprises legit?
Carma Enterprises is a real company with a public complaint record: consumers have complained about it 40 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Carma Enterprises legit? for the signals, red flags and how to protect yourself.
Are complaints about Carma Enterprises going up or down?
Roughly level. There were 11 complaints in the last 12 months against 11 in the 12 before (0%). See every month.
How do I file a complaint against Carma Enterprises?
Complain to Carma Enterprises in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Carma Enterprises complaints come from?
Most come from Nevada (19), Florida (4), Maryland (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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