Debt collector · complaint record
Tidewater Finance complaints
Filed under TIDEWATER FINANCE COMPANY, INC.
Consumers have filed 396 complaints about Tidewater Finance since 2014, 31 of them in the last 12 months (+35% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is took or threatened to take negative or legal action.
Average response record. How it works
- Complaints on record
- 396
- Last 12 months
- 31
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 4
- Rank
- #415 of 1,963
Since January 2014
+35% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 13, 2026
Most complained-about debt collectors
Tidewater Finance complaints by month
The busiest month was August 2017 (10 complaints). Complaints in the last 12 months are up 35% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Tidewater Finance answered last 12 months
- Closed with explanation2787.1%
- In progress412.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend7/15+35% vs last year
What Tidewater Finance complaints are about
Top Tidewater Finance problems
Inside "Incorrect information on your report"
- Account status incorrect 23
- Account information incorrect 20
- Information belongs to someone else 15
- Public record information inaccurate 5
- Old information reappears or never goes away 5
Where Tidewater Finance complaints come from
Most complaints: Illinois (43), California (39), Georgia (37), Florida (29), Texas (26).
Tidewater Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Roosen, Varchetti & OlivierDebt collection | 39 | 31 | D |
| 2 | R.M. GaliciaDebt collection | 43 | 31 | D |
| 3 | Clearview Resolution ServicesDebt collection | 10 | 31 | F |
| 4 | RSI EnterprisesDebt collection | 76 | 31 | B |
| 5 | Central States RecoveryDebt collection | 55 | 31 | C |
| 6 | Aldridge PIte HaanDebt collection | 60 | 31 | C |
| 7 | Schreiber LawDebt collection | 9 | 31 | F |
| 8 | Tidewater FinanceDebt collection | 52 | 31 | C |
Compare side by side: Tidewater Finance vs Roosen, Varchetti & Olivier · Tidewater Finance vs R.M. Galicia · Tidewater Finance vs Clearview Resolution Services · Tidewater Finance vs RSI Enterprises
What people say about Tidewater Finance
All experiencesNo experiences with Tidewater Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Tidewater Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 13, 2026 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | In progress |
| Nov 11, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | In progress |
| Oct 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | In progress |
| Oct 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | In progress |
| Oct 13, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Sep 7, 2026 | Auto loans & leases | Getting a loan or leaseHigh-pressure sales tactics | Explained |
| Aug 17, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jul 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 24, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 31, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Tidewater Finance
How many complaints does Tidewater Finance have?
Tidewater Finance has 396 complaints on record since January 2014, including 31 in the last 12 months and 4 in the last 30 days. That makes it number 871 of every company by complaints this year.
Does Tidewater Finance respond to complaints?
Yes. Tidewater Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 52/100 (grade C).
What do people complain about most with Tidewater Finance?
The most common problems are took or threatened to take negative or legal action (16), attempts to collect debt not owed (40), repossession (13).
Is Tidewater Finance legit?
Tidewater Finance is a real company with a public complaint record: consumers have complained about it 396 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Tidewater Finance legit? for the signals, red flags and how to protect yourself.
Are complaints about Tidewater Finance going up or down?
Up. There were 31 complaints in the last 12 months against 23 in the 12 before (+35%). See every month.
How do I file a complaint against Tidewater Finance?
Complain to Tidewater Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Tidewater Finance complaints come from?
Most come from Illinois (43), California (39), Georgia (37). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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