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Century Finance complaints

Consumers have filed 23 complaints about Century Finance since 2015, 7 of them in the last 12 months. It answered 42.9% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
23

Since November 2015

Last 12 months
7

new vs the year before

Answered on time
42.9%

Industry: 99.9%

Closed with relief
0%

Typical credit bureau: 32%

Last 30 days
0

Newest: Jun 12, 2026

Rank
#229 of 566

Most complained-about credit bureaus & report companies

Century Finance complaints by month

The busiest month was May 2026 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Century Finance answered all time

  • Closed with explanation23100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Century Finance complaints are about

  • Credit reporting1461%
  • Debt collection417%
  • Payday & personal loans313%
  • Auto loans & leases29%

Top Century Finance problems

Inside "Incorrect information on your report"

  • Account information incorrect 6
  • Old information reappears or never goes away 1

Century Finance compared with other credit bureaus & report companies

#CompanyScore12 monthsChangeOn timeReliefGrade
1Apple FinancingCredit reporting5728-10%100%0%C
2Nav TechnologiesCredit reporting55280%100%0%C
3Opportunity FundCredit reporting5127+35%100%0%C
4Heritage Financial GroupCredit reporting027+145%74.1%0%F
5Informative ResearchCredit reporting6026-24%100%0%C
6Pennsylvania Housing Finance AgencyCredit reporting5625-4%100%0%C
7King of Credit FinancialCredit reporting1025+4%0%0%F
8Century FinanceCredit reporting-7new42.9%0%-

Compare side by side: Century Finance vs Apple Financing · Century Finance vs Nav Technologies · Century Finance vs Opportunity Fund · Century Finance vs Heritage Financial Group

What people say about Century Finance

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Latest Century Finance complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Jun 12, 2026Debt collectionAttempts to collect debt not owedDebt was result of identity theftNCExplainedYes
May 26, 2026Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedNo
May 19, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectNCExplainedNo
May 17, 2026Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedNo
Apr 8, 2026Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedNo
Dec 17, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Nov 29, 2025Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedYes
Sep 17, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNCExplainedYes
Jan 11, 2025Auto loans & leasesManaging the loan or leaseBilling problemNCExplainedYes
Dec 27, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Oct 23, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Jun 13, 2024Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingNCExplainedYes

Questions about Century Finance

How many complaints does Century Finance have?

Century Finance has 23 complaints on record since November 2015, including 7 in the last 12 months and 0 in the last 30 days. That makes it number 1,664 of every company by complaints this year.

Does Century Finance respond to complaints?

Yes. Century Finance answered 42.9% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Century Finance?
Is Century Finance legit?

Century Finance is a real company with a public complaint record: consumers have complained about it 23 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Century Finance legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Century Finance?

Complain to Century Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Century Finance complaints come from?

Most come from North Carolina (23). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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