Credit bureau · complaint record
Cleara complaints
Filed under Cleara, LLC
Consumers have filed 7 complaints about Cleara since 2023, 4 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 7
- Last 12 months
- 4
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #275 of 566
Since April 2023
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Aug 6, 2026
Most complained-about credit bureaus & report companies
Cleara complaints by month
The busiest month was March 2026 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Cleara answered all time
- Closed with explanation7100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Cleara problems
Inside "Incorrect information on your report"
- Public record information inaccurate 2
- Information is incorrect 1
- Information belongs to someone else 1
Where Cleara complaints come from
Most complaints: Alabama (3), California (1), Pennsylvania (1), Florida (1), Maryland (1).
Cleara compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | ClearaCredit reporting | - | 4 | - |
Compare side by side: Cleara vs Apple Financing · Cleara vs Nav Technologies · Cleara vs Opportunity Fund · Cleara vs Heritage Financial Group
What people say about Cleara
All experiencesNo experiences with Cleara yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Cleara complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 6, 2026 | Credit reporting | Problem with a company's investigation into an existing issueTheir investigation did not fix an error on your report | Explained |
| Jul 6, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Mar 18, 2026 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Mar 10, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 10, 2025 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | Explained |
| Aug 23, 2023 | Credit reporting | Incorrect information on your reportInformation is incorrect | Explained |
| Apr 21, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about Cleara
How many complaints does Cleara have?
Cleara has 7 complaints on record since April 2023, including 4 in the last 12 months and 0 in the last 30 days. That makes it number 2,028 of every company by complaints this year.
Does Cleara respond to complaints?
Yes. Cleara answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Cleara?
The most common problems are incorrect information on your report (4), problem with a company's investigation into an existing problem (1), problem with a company's investigation into an existing issue (1).
Is Cleara legit?
Cleara is a real company with a public complaint record: consumers have complained about it 7 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Cleara legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Cleara?
Complain to Cleara in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Cleara complaints come from?
Most come from Alabama (3), California (1), Pennsylvania (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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